Mississippi · HMDA 2025
Mortgage lenders in DeSoto County, MS
276 lenders reported 10,088 home-loan applications in DeSoto County in 2025. 5,176 closed as loans ($1.2B), 1,482 were denied — a 21.2% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 10,088
- Loans originated
- 5,176
- Purchase / refinance
- 2,798 / 1,542
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in DeSoto County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 556 | 5.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 520 | 5.2% | — |
| 3 | Cadence Bank | 491 | 4.9% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 445 | 4.4% | 43.1% |
| 5 | Trustmark National Bank 62 out of 100, Moderate | 391 | 3.9% | 14.7% |
| 6 | FREEDOM MORTGAGE CORPORATION | 338 | 3.4% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 289 | 2.9% | — |
| 8 | Mortgage Research Center, LLC | 240 | 2.4% | — |
| 9 | COMMUNITY MORTGAGE CORPORATION | 239 | 2.4% | — |
| 10 | NEWREZ LLC | 227 | 2.3% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 223 | 2.2% | 32.9% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 220 | 2.2% | 14.1% |
| 13 | Eagle Bank and Trust Company 83 out of 100, Strong | 189 | 1.9% | 4.9% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 187 | 1.9% | — |
| 15 | Community Bank of Mississippi 64 out of 100, Moderate | 177 | 1.8% | 9.7% |
| 16 | NATIONSTAR MORTGAGE LLC | 165 | 1.6% | — |
| 17 | Nations Lending Corporation | 156 | 1.5% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 145 | 1.4% | — |
| 19 | Renasant Bank 64 out of 100, Moderate | 145 | 1.4% | 11.6% |
| 20 | Broker Solutions, Inc. | 144 | 1.4% | — |
| 21 | PLANET HOME LENDING, LLC | 141 | 1.4% | — |
| 22 | BankPlus 71 out of 100, Strong | 131 | 1.3% | 12.2% |
| 23 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 130 | 1.3% | 18.4% |
| 24 | GUARANTEED RATE, INC. | 126 | 1.2% | — |
| 25 | Truist Bank 63 out of 100, Moderate | 120 | 1.2% | 40.8% |
| 26 | CMG MORTGAGE, INC. | 117 | 1.2% | — |
| 27 | Loandepot.Com, LLC | 117 | 1.2% | — |
| 28 | GUILD MORTGAGE COMPANY | 104 | 1.0% | — |
| 29 | DHI MORTGAGE COMPANY, LTD. | 102 | 1.0% | — |
| 30 | First Horizon Bank 64 out of 100, Moderate | 102 | 1.0% | 25.4% |
| 31 | AmeriSave Mortgage Corporation | 92 | 0.9% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 91 | 0.9% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 91 | 0.9% | 3.0% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 90 | 0.9% | 44.7% |
| 35 | NEW DAY FINANCIAL, LLC | 89 | 0.9% | — |
| 36 | FIGURE LENDING LLC | 82 | 0.8% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 80 | 0.8% | — |
| 38 | PREMIER MORTGAGE RESOURCES, L.L.C. | 79 | 0.8% | — |
| 39 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 73 | 0.7% | — |
| 40 | STANDARD MORTGAGE CORPORATION | 71 | 0.7% | — |
Top 40 of 276 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps
- Jones County 2,324 apps