HMDA 2025
Mortgage lenders in Mississippi
Lenders reported 112,727 home-loan applications for properties in Mississippi in 2025; 54,392 became loans and the denial rate on decided applications was 28.1%. The busiest county was DeSoto County with 10,088 applications.
Most active lenders across Mississippi's counties
- 21st Mortgage Corporation 6,725 applications
- Trustmark National Bank 5,943 applications
- Cadence Bank 5,278 applications
- Regions Bank 4,916 applications
- Rocket Mortgage, LLC 4,776 applications
- Community Bank of Mississippi 3,803 applications
- PENNYMAC LOAN SERVICES, LLC 3,438 applications
- Renasant Bank 3,179 applications
- TRIAD FINANCIAL SERVICES, INC. 3,127 applications
- VANDERBILT MORTGAGE AND FINANCE, INC. 2,805 applications
- Mortgage Research Center, LLC 2,629 applications
- BankPlus 2,552 applications
- KEESLER 2,369 applications
- NEWREZ LLC 2,191 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 2,110 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Adams County | 794 | 99 | 38.3% | 185 / 85 |
| Alcorn County | 1,064 | 115 | 27.6% | 247 / 179 |
| Amite County | 391 | 71 | 44.2% | 74 / 43 |
| Attala County | 534 | 84 | 31.9% | 144 / 78 |
| Benton County | 355 | 75 | 31.7% | 89 / 41 |
| Bolivar County | 575 | 91 | 30.2% | 153 / 91 |
| Calhoun County | 355 | 75 | 34.5% | 78 / 57 |
| Carroll County | 219 | 56 | 30.3% | 60 / 49 |
| Chickasaw County | 481 | 67 | 39.4% | 127 / 35 |
| Choctaw County | 225 | 54 | 31.4% | 48 / 35 |
| Claiborne County | 206 | 40 | 58.9% | 38 / 11 |
| Clarke County | 543 | 80 | 32.2% | 162 / 60 |
| Clay County | 661 | 91 | 31.1% | 148 / 94 |
| Coahoma County | 468 | 82 | 42.0% | 107 / 28 |
| Copiah County | 778 | 94 | 38.8% | 181 / 85 |
| Covington County | 738 | 88 | 42.2% | 156 / 96 |
| DeSoto County | 10,088 | 276 | 21.2% | 2,798 / 1,542 |
| Forrest County | 2,898 | 181 | 26.9% | 768 / 449 |
| Franklin County | 225 | 47 | 45.1% | 51 / 22 |
| George County | 1,056 | 123 | 27.8% | 373 / 110 |
| Greene County | 365 | 78 | 31.9% | 97 / 50 |
| Grenada County | 665 | 79 | 35.8% | 155 / 104 |
| Hancock County | 2,459 | 213 | 25.7% | 669 / 354 |
| Harrison County | 9,953 | 301 | 26.0% | 2,757 / 1,403 |
| Hinds County | 7,772 | 233 | 30.3% | 1,871 / 1,077 |
| Holmes County | 265 | 56 | 50.5% | 49 / 29 |
| Humphreys County | 175 | 43 | 43.2% | 49 / 23 |
| Issaquena County | 12 | 8 | 60.0% | 2 / 1 |
| Itawamba County | 779 | 94 | 25.3% | 191 / 129 |
| Jackson County | 6,516 | 254 | 24.4% | 1,897 / 871 |
| Jasper County | 676 | 89 | 47.8% | 131 / 65 |
| Jefferson County | 229 | 38 | 65.3% | 33 / 6 |
| Jefferson Davis County | 464 | 71 | 52.3% | 73 / 34 |
| Jones County | 2,324 | 135 | 25.5% | 521 / 515 |
| Kemper County | 189 | 45 | 46.3% | 39 / 18 |
| Lafayette County | 2,627 | 255 | 15.8% | 977 / 478 |
| Lamar County | 2,915 | 175 | 23.5% | 786 / 452 |
| Lauderdale County | 2,027 | 140 | 25.8% | 597 / 295 |
| Lawrence County | 449 | 78 | 42.5% | 80 / 56 |
| Leake County | 538 | 85 | 34.1% | 132 / 78 |
| Lee County | 3,545 | 181 | 25.8% | 838 / 597 |
| Leflore County | 417 | 75 | 31.0% | 122 / 100 |
| Lincoln County | 1,157 | 104 | 34.3% | 255 / 170 |
| Lowndes County | 2,173 | 144 | 25.6% | 578 / 314 |
| Madison County | 5,275 | 234 | 19.9% | 1,604 / 823 |
| Marion County | 1,066 | 117 | 35.8% | 218 / 185 |
| Marshall County | 1,758 | 165 | 25.7% | 518 / 211 |
| Monroe County | 1,279 | 113 | 31.6% | 306 / 180 |
| Montgomery County | 244 | 56 | 42.9% | 57 / 30 |
| Neshoba County | 664 | 81 | 32.5% | 150 / 129 |
| Newton County | 708 | 77 | 34.0% | 153 / 112 |
| Noxubee County | 244 | 46 | 46.2% | 59 / 17 |
| Oktibbeha County | 1,518 | 152 | 24.5% | 494 / 211 |
| Panola County | 1,327 | 123 | 36.0% | 345 / 139 |
| Pearl River County | 2,636 | 165 | 28.8% | 671 / 375 |
| Perry County | 407 | 72 | 36.0% | 94 / 53 |
| Pike County | 1,316 | 121 | 42.8% | 286 / 140 |
| Pontotoc County | 1,042 | 113 | 30.3% | 245 / 150 |
| Prentiss County | 761 | 97 | 32.8% | 168 / 104 |
| Quitman County | 110 | 36 | 39.5% | 23 / 3 |
| Rankin County | 7,923 | 243 | 20.6% | 2,453 / 1,169 |
| Scott County | 834 | 88 | 33.6% | 188 / 163 |
| Sharkey County | 81 | 29 | 55.7% | 18 / 5 |
| Simpson County | 987 | 90 | 35.1% | 252 / 116 |
| Smith County | 593 | 80 | 33.3% | 128 / 91 |
| Stone County | 752 | 101 | 30.4% | 180 / 111 |
| Sunflower County | 466 | 68 | 32.5% | 89 / 114 |
| Tallahatchie County | 234 | 58 | 48.6% | 55 / 17 |
| Tate County | 1,152 | 130 | 27.8% | 266 / 202 |
| Tippah County | 523 | 86 | 39.3% | 112 / 54 |
| Tishomingo County | 671 | 110 | 27.1% | 178 / 109 |
| Tunica County | 160 | 56 | 39.0% | 27 / 23 |
| Union County | 877 | 116 | 32.0% | 219 / 129 |
| Walthall County | 636 | 74 | 44.3% | 126 / 72 |
| Warren County | 1,392 | 121 | 34.5% | 341 / 176 |
| Washington County | 955 | 113 | 28.7% | 210 / 171 |
| Wayne County | 630 | 80 | 48.6% | 144 / 47 |
| Webster County | 289 | 72 | 31.7% | 71 / 41 |
| Wilkinson County | 195 | 41 | 48.1% | 38 / 28 |
| Winston County | 498 | 66 | 30.6% | 114 / 86 |
| Yalobusha County | 531 | 91 | 28.4% | 124 / 99 |
| Yazoo County | 648 | 92 | 31.8% | 135 / 103 |