Mississippi · HMDA 2025
Mortgage lenders in Madison County, MS
234 lenders reported 5,275 home-loan applications in Madison County in 2025. 2,962 closed as loans ($840.8M), 777 were denied — a 19.9% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 24% of applications, led by Trustmark National Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,275
- Loans originated
- 2,962
- Purchase / refinance
- 1,604 / 823
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Madison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Trustmark National Bank 62 out of 100, Moderate | 507 | 9.6% | 14.7% |
| 2 | BankPlus 71 out of 100, Strong | 414 | 7.8% | 12.2% |
| 3 | Cadence Bank | 341 | 6.5% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 271 | 5.1% | 43.1% |
| 5 | Rocket Mortgage, LLC | 198 | 3.8% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 177 | 3.4% | — |
| 7 | Renasant Bank 64 out of 100, Moderate | 171 | 3.2% | 11.6% |
| 8 | Community Bank of Mississippi 64 out of 100, Moderate | 160 | 3.0% | 9.7% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 148 | 2.8% | — |
| 10 | NEWREZ LLC | 137 | 2.6% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 130 | 2.5% | 14.1% |
| 12 | GUILD MORTGAGE COMPANY | 119 | 2.3% | — |
| 13 | American Mortgage Bank, LLC | 107 | 2.0% | — |
| 14 | PriorityOne Bank 70 out of 100, Strong | 107 | 2.0% | 9.2% |
| 15 | KEESLER | 104 | 2.0% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 92 | 1.7% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 83 | 1.6% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 78 | 1.5% | — |
| 19 | Broker Solutions, Inc. | 73 | 1.4% | — |
| 20 | Mortgage Research Center, LLC | 71 | 1.3% | — |
| 21 | 21st Mortgage Corporation | 64 | 1.2% | — |
| 22 | BankFirst Financial Services 69 out of 100, Moderate | 57 | 1.1% | 7.5% |
| 23 | First Commercial Bank 66 out of 100, Moderate | 51 | 1.0% | 5.8% |
| 24 | HOPE FEDERAL CREDIT UNION | 46 | 0.9% | — |
| 25 | PLANET HOME LENDING, LLC | 44 | 0.8% | — |
| 26 | AmeriSave Mortgage Corporation | 42 | 0.8% | — |
| 27 | NEW DAY FINANCIAL, LLC | 40 | 0.8% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 40 | 0.8% | 3.0% |
| 29 | VANDERBILT MORTGAGE AND FINANCE, INC. | 39 | 0.7% | — |
| 30 | MORTGAGE INVESTORS GROUP, INC. | 39 | 0.7% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 36 | 0.7% | — |
| 32 | DHI MORTGAGE COMPANY, LTD. | 35 | 0.7% | — |
| 33 | Origin Bank 64 out of 100, Moderate | 35 | 0.7% | 9.4% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 34 | 0.6% | 32.9% |
| 35 | KIND LENDING, LLC | 34 | 0.6% | — |
| 36 | Loandepot.Com, LLC | 33 | 0.6% | — |
| 37 | FIGURE LENDING LLC | 32 | 0.6% | — |
| 38 | Discover Bank | 30 | 0.6% | — |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 30 | 0.6% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 30 | 0.6% | 44.7% |
Top 40 of 234 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps
- Jones County 2,324 apps