Mississippi · HMDA 2025
Mortgage lenders in Lamar County, MS
175 lenders reported 2,915 home-loan applications in Lamar County in 2025. 1,486 closed as loans ($330.0M), 494 were denied — a 23.5% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 16% of applications, led by Trustmark National Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,915
- Loans originated
- 1,486
- Purchase / refinance
- 786 / 452
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lamar County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Trustmark National Bank 62 out of 100, Moderate | 195 | 6.7% | 14.7% |
| 2 | Regions Bank 64 out of 100, Moderate | 133 | 4.6% | 43.1% |
| 3 | Cadence Bank | 132 | 4.5% | — |
| 4 | Rocket Mortgage, LLC | 121 | 4.2% | — |
| 5 | Community Bank of Mississippi 64 out of 100, Moderate | 113 | 3.9% | 9.7% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 109 | 3.7% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 103 | 3.5% | — |
| 8 | NEWREZ LLC | 95 | 3.3% | — |
| 9 | 21st Mortgage Corporation | 85 | 2.9% | — |
| 10 | KEESLER | 84 | 2.9% | — |
| 11 | PriorityOne Bank 70 out of 100, Strong | 78 | 2.7% | 9.2% |
| 12 | Mortgage Research Center, LLC | 76 | 2.6% | — |
| 13 | Renasant Bank 64 out of 100, Moderate | 71 | 2.4% | 11.6% |
| 14 | FREEDOM MORTGAGE CORPORATION | 68 | 2.3% | — |
| 15 | Broker Solutions, Inc. | 67 | 2.3% | — |
| 16 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 60 | 2.1% | 25.2% |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 59 | 2.0% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 54 | 1.9% | — |
| 19 | Citizens Bank 90 out of 100, Very strong | 53 | 1.8% | 4.9% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 1.6% | — |
| 21 | Grand Bank for Savings, FSB | 46 | 1.6% | — |
| 22 | Merchants & Marine Bank 61 out of 100, Moderate | 45 | 1.5% | 12.1% |
| 23 | AmeriSave Mortgage Corporation | 43 | 1.5% | — |
| 24 | BankFirst Financial Services 69 out of 100, Moderate | 43 | 1.5% | 7.5% |
| 25 | GUILD MORTGAGE COMPANY | 32 | 1.1% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 31 | 1.1% | — |
| 27 | PLANET HOME LENDING, LLC | 30 | 1.0% | — |
| 28 | The Citizens National Bank of Meridian | 29 | 1.0% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 27 | 0.9% | 3.0% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 0.9% | 32.9% |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 24 | 0.8% | 32.5% |
| 32 | Equity Prime Mortgage LLC | 24 | 0.8% | — |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 0.8% | 14.1% |
| 34 | GUARANTEED RATE, INC. | 23 | 0.8% | — |
| 35 | NEW DAY FINANCIAL, LLC | 22 | 0.8% | — |
| 36 | Loandepot.Com, LLC | 21 | 0.7% | — |
| 37 | FIRST COLONY MORTGAGE CORPORATION | 21 | 0.7% | — |
| 38 | First Southern Bank | 20 | 0.7% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 20 | 0.7% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 20 | 0.7% | — |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps
- Jones County 2,324 apps