Mississippi · HMDA 2025
Mortgage lenders in Lee County, MS
181 lenders reported 3,545 home-loan applications in Lee County in 2025. 1,784 closed as loans ($349.2M), 664 were denied — a 25.8% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 30% of applications, led by Renasant Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,545
- Loans originated
- 1,784
- Purchase / refinance
- 838 / 597
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Renasant Bank 64 out of 100, Moderate | 467 | 13.2% | 11.6% |
| 2 | Cadence Bank | 407 | 11.5% | — |
| 3 | BankPlus 71 out of 100, Strong | 206 | 5.8% | 12.2% |
| 4 | Regions Bank 64 out of 100, Moderate | 179 | 5.0% | 43.1% |
| 5 | Community Bank of Mississippi 64 out of 100, Moderate | 178 | 5.0% | 9.7% |
| 6 | 21st Mortgage Corporation | 170 | 4.8% | — |
| 7 | Rocket Mortgage, LLC | 127 | 3.6% | — |
| 8 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 105 | 3.0% | 18.4% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 96 | 2.7% | — |
| 10 | Trustmark National Bank 62 out of 100, Moderate | 75 | 2.1% | 14.7% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 68 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 66 | 1.9% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 61 | 1.7% | — |
| 14 | NEWREZ LLC | 55 | 1.6% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 53 | 1.5% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 52 | 1.5% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 43 | 1.2% | — |
| 18 | BankFirst Financial Services 69 out of 100, Moderate | 41 | 1.2% | 7.5% |
| 19 | Kiavi Funding, Inc. | 39 | 1.1% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 38 | 1.1% | 14.1% |
| 21 | Broker Solutions, Inc. | 38 | 1.1% | — |
| 22 | FIRST COMMUNITY MORTGAGE, INC. | 34 | 1.0% | — |
| 23 | AmeriSave Mortgage Corporation | 33 | 0.9% | — |
| 24 | PLANET HOME LENDING, LLC | 29 | 0.8% | — |
| 25 | MORTGAGE INVESTORS GROUP, INC. | 29 | 0.8% | — |
| 26 | GMFS LLC | 28 | 0.8% | — |
| 27 | NEW DAY FINANCIAL, LLC | 28 | 0.8% | — |
| 28 | FIGURE LENDING LLC | 27 | 0.8% | — |
| 29 | GENEVA FINANCIAL, LLC | 26 | 0.7% | — |
| 30 | PLAZA HOME MORTGAGE, INC. | 26 | 0.7% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 0.7% | 32.9% |
| 32 | Loandepot.Com, LLC | 25 | 0.7% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 24 | 0.7% | 3.0% |
| 34 | Magnolia Bank, Incorporated 49 out of 100, Below average | 24 | 0.7% | 10.3% |
| 35 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 0.6% | — |
| 36 | Discover Bank | 22 | 0.6% | — |
| 37 | CB&S Bank, Inc. | 19 | 0.5% | — |
| 38 | SPRING EQ, LLC | 18 | 0.5% | — |
| 39 | STOCKTON MORTGAGE CORPORATION | 18 | 0.5% | — |
| 40 | Flagstar Bank, N.A. 31 out of 100, Low | 17 | 0.5% | 35.1% |
Top 40 of 181 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps
- Jones County 2,324 apps