Mississippi · HMDA 2025
Mortgage lenders in Rankin County, MS
243 lenders reported 7,923 home-loan applications in Rankin County in 2025. 4,363 closed as loans ($887.1M), 1,200 were denied — a 20.6% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 25% of applications, led by Trustmark National Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,923
- Loans originated
- 4,363
- Purchase / refinance
- 2,453 / 1,169
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rankin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Trustmark National Bank 62 out of 100, Moderate | 921 | 11.6% | 14.7% |
| 2 | Cadence Bank | 554 | 7.0% | — |
| 3 | Community Bank of Mississippi 64 out of 100, Moderate | 529 | 6.7% | 9.7% |
| 4 | Regions Bank 64 out of 100, Moderate | 402 | 5.1% | 43.1% |
| 5 | Rocket Mortgage, LLC | 325 | 4.1% | — |
| 6 | BankPlus 71 out of 100, Strong | 253 | 3.2% | 12.2% |
| 7 | NEWREZ LLC | 235 | 3.0% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 234 | 3.0% | — |
| 9 | American Mortgage Bank, LLC | 216 | 2.7% | — |
| 10 | GUILD MORTGAGE COMPANY | 203 | 2.6% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 200 | 2.5% | — |
| 12 | 21st Mortgage Corporation | 183 | 2.3% | — |
| 13 | PriorityOne Bank 70 out of 100, Strong | 158 | 2.0% | 9.2% |
| 14 | Renasant Bank 64 out of 100, Moderate | 152 | 1.9% | 11.6% |
| 15 | FREEDOM MORTGAGE CORPORATION | 141 | 1.8% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 138 | 1.7% | — |
| 17 | Mortgage Research Center, LLC | 135 | 1.7% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 133 | 1.7% | 14.1% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 132 | 1.7% | — |
| 20 | KEESLER | 120 | 1.5% | — |
| 21 | PLANET HOME LENDING, LLC | 107 | 1.4% | — |
| 22 | FirstBank 59 out of 100, Moderate | 98 | 1.2% | 42.8% |
| 23 | NATIONSTAR MORTGAGE LLC | 86 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 77 | 1.0% | — |
| 25 | DHI MORTGAGE COMPANY, LTD. | 77 | 1.0% | — |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 75 | 0.9% | — |
| 27 | Origin Bank 64 out of 100, Moderate | 61 | 0.8% | 9.4% |
| 28 | AmeriSave Mortgage Corporation | 59 | 0.7% | — |
| 29 | NEW DAY FINANCIAL, LLC | 57 | 0.7% | — |
| 30 | STOCKTON MORTGAGE CORPORATION | 57 | 0.7% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 53 | 0.7% | 32.9% |
| 32 | UNION HOME MORTGAGE CORP. | 53 | 0.7% | — |
| 33 | STANDARD MORTGAGE CORPORATION | 52 | 0.7% | — |
| 34 | Loandepot.Com, LLC | 48 | 0.6% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 47 | 0.6% | — |
| 36 | First Commercial Bank 66 out of 100, Moderate | 42 | 0.5% | 5.8% |
| 37 | Discover Bank | 41 | 0.5% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 39 | 0.5% | 32.5% |
| 39 | FIGURE LENDING LLC | 39 | 0.5% | — |
| 40 | Liberty | 39 | 0.5% | — |
Top 40 of 243 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps
- Jones County 2,324 apps