Mississippi · HMDA 2025
Mortgage lenders in Pearl River County, MS
165 lenders reported 2,636 home-loan applications in Pearl River County in 2025. 1,210 closed as loans ($225.3M), 540 were denied — a 28.8% denial rate on decided applications, close to the Mississippi rate of 28.1%. The three most active lenders handled 19% of applications, led by KEESLER. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,636
- Loans originated
- 1,210
- Purchase / refinance
- 671 / 375
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pearl River County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | KEESLER | 198 | 7.5% | — |
| 2 | PLANET HOME LENDING, LLC | 158 | 6.0% | — |
| 3 | 21st Mortgage Corporation | 148 | 5.6% | — |
| 4 | Rocket Mortgage, LLC | 147 | 5.6% | — |
| 5 | FNB Picayune Bank 86 out of 100, Very strong | 125 | 4.7% | 9.9% |
| 6 | BankPlus 71 out of 100, Strong | 123 | 4.7% | 12.2% |
| 7 | GMFS LLC | 81 | 3.1% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 78 | 3.0% | — |
| 9 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 77 | 2.9% | 25.2% |
| 10 | Regions Bank 64 out of 100, Moderate | 70 | 2.7% | 43.1% |
| 11 | Mortgage Research Center, LLC | 68 | 2.6% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 62 | 2.4% | — |
| 13 | NEWREZ LLC | 61 | 2.3% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 60 | 2.3% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 60 | 2.3% | — |
| 16 | EUSTIS MORTGAGE CORPORATION | 55 | 2.1% | — |
| 17 | Broker Solutions, Inc. | 52 | 2.0% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 49 | 1.9% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 1.8% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 44 | 1.7% | 14.1% |
| 21 | AmeriSave Mortgage Corporation | 43 | 1.6% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 39 | 1.5% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 37 | 1.4% | 32.9% |
| 24 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 32 | 1.2% | — |
| 25 | CMG MORTGAGE, INC. | 30 | 1.1% | — |
| 26 | Loandepot.Com, LLC | 28 | 1.1% | — |
| 27 | NEW DAY FINANCIAL, LLC | 25 | 0.9% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 23 | 0.9% | — |
| 29 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 23 | 0.9% | 74.7% |
| 30 | STANDARD MORTGAGE CORPORATION | 22 | 0.8% | — |
| 31 | First Southern Bank | 18 | 0.7% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 17 | 0.6% | — |
| 33 | TAMMAC HOLDINGS CORPORATION | 14 | 0.5% | — |
| 34 | GUARANTEED RATE, INC. | 13 | 0.5% | — |
| 35 | Trustmark National Bank 62 out of 100, Moderate | 13 | 0.5% | 14.7% |
| 36 | SOUTHWEST STAGE FUNDING, LLC | 12 | 0.5% | — |
| 37 | Renasant Bank 64 out of 100, Moderate | 12 | 0.5% | 11.6% |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 0.5% | — |
| 39 | Synergy One Lending, Inc. | 11 | 0.4% | — |
| 40 | Gulf Coast Bank and Trust Company | 11 | 0.4% | — |
Top 40 of 165 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps
- Jones County 2,324 apps