Mississippi · HMDA 2025
Mortgage lenders in Calhoun County, MS
75 lenders reported 355 home-loan applications in Calhoun County in 2025. 157 closed as loans ($28.1M), 92 were denied — a 34.5% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 355
- Loans originated
- 157
- Purchase / refinance
- 78 / 57
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Calhoun County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 43 | 12.1% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 32 | 9.0% | 43.1% |
| 3 | Cadence Bank | 27 | 7.6% | — |
| 4 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 26 | 7.3% | 18.4% |
| 5 | Renasant Bank 64 out of 100, Moderate | 22 | 6.2% | 11.6% |
| 6 | Rocket Mortgage, LLC | 18 | 5.1% | — |
| 7 | FirstBank 59 out of 100, Moderate | 15 | 4.2% | 42.8% |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 2.8% | — |
| 9 | Mortgage Research Center, LLC | 10 | 2.8% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 9 | 2.5% | — |
| 11 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | 2.5% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 7 | 2.0% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 7 | 2.0% | — |
| 14 | Loandepot.Com, LLC | 6 | 1.7% | — |
| 15 | AmeriSave Mortgage Corporation | 6 | 1.7% | — |
| 16 | NEW DAY FINANCIAL, LLC | 6 | 1.7% | — |
| 17 | NEWREZ LLC | 4 | 1.1% | — |
| 18 | Broker Solutions, Inc. | 4 | 1.1% | — |
| 19 | BankPlus 71 out of 100, Strong | 4 | 1.1% | 12.2% |
| 20 | NATIONSTAR MORTGAGE LLC | 4 | 1.1% | — |
| 21 | UNION HOME MORTGAGE CORP. | 4 | 1.1% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.8% | 32.9% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.8% | 14.1% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.8% | — |
| 25 | MUTUAL CREDIT UNION | 3 | 0.8% | — |
| 26 | BankFirst Financial Services 69 out of 100, Moderate | 3 | 0.8% | 7.5% |
| 27 | GMFS LLC | 3 | 0.8% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 3 | 0.8% | 3.0% |
| 30 | CMG MORTGAGE, INC. | 2 | 0.6% | — |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
| 32 | Empeople Credit Union 58 out of 100, Moderate | 2 | 0.6% | 25.7% |
| 33 | ZILLOW HOME LOANS, LLC | 2 | 0.6% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.6% | — |
| 35 | SOUTHWEST FUNDING, LP | 2 | 0.6% | — |
| 36 | TAMMAC HOLDINGS CORPORATION | 2 | 0.6% | — |
| 37 | STOCKTON MORTGAGE CORPORATION | 2 | 0.6% | — |
| 38 | BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | 2 | 0.6% | — |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.6% | 37.2% |
| 40 | PHH Mortgage Corporation | 2 | 0.6% | — |
Top 40 of 75 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps