Mississippi · HMDA 2025
Mortgage lenders in Jefferson County, MS
38 lenders reported 229 home-loan applications in Jefferson County in 2025. 40 closed as loans ($5.1M), 113 were denied — a 65.3% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 56% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 229
- Loans originated
- 40
- Purchase / refinance
- 33 / 6
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 89 | 38.9% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 26 | 11.4% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 6.1% | — |
| 4 | FirstBank 59 out of 100, Moderate | 11 | 4.8% | 42.8% |
| 5 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 3.9% | 74.7% |
| 6 | Regions Bank 64 out of 100, Moderate | 8 | 3.5% | 43.1% |
| 7 | Broker Solutions, Inc. | 7 | 3.1% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 2.2% | 32.9% |
| 9 | Rocket Mortgage, LLC | 5 | 2.2% | — |
| 10 | SOUTHWEST STAGE FUNDING, LLC | 5 | 2.2% | — |
| 11 | NEWREZ LLC | 4 | 1.7% | — |
| 12 | AmeriSave Mortgage Corporation | 4 | 1.7% | — |
| 13 | HOPE FEDERAL CREDIT UNION | 4 | 1.7% | — |
| 14 | Concordia Bank & Trust Company 52 out of 100, Below average | 3 | 1.3% | 13.6% |
| 15 | TAMMAC HOLDINGS CORPORATION | 3 | 1.3% | — |
| 16 | Discover Bank | 2 | 0.9% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 2 | 0.9% | — |
| 18 | Mortgage Research Center, LLC | 2 | 0.9% | — |
| 19 | Loansteady LLC | 2 | 0.9% | — |
| 20 | MUTUAL CREDIT UNION | 2 | 0.9% | — |
| 21 | COUNTRYPLACE MORTGAGE, LTD. | 2 | 0.9% | — |
| 22 | NEW DAY FINANCIAL, LLC | 2 | 0.9% | — |
| 23 | RiverHills Bank 82 out of 100, Strong | 2 | 0.9% | 9.1% |
| 24 | Coastal Community Bank 35 out of 100, Low | 2 | 0.9% | 3.0% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 26 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 28 | SPRING EQ, LLC | 1 | 0.4% | — |
| 29 | Plaquemine Bank & Trust Company 77 out of 100, Strong | 1 | 0.4% | 9.1% |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.4% | — |
| 31 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 0.4% | — |
| 32 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.4% | 19.1% |
| 33 | FIRST FLORIDA Credit Union 72 out of 100, Strong | 1 | 0.4% | 27.8% |
| 34 | ATLANTA POSTAL | 1 | 0.4% | — |
| 35 | STOCKTON MORTGAGE CORPORATION | 1 | 0.4% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 0.4% | — |
| 37 | CHEVRON Federal Credit Union 81 out of 100, Strong | 1 | 0.4% | 20.4% |
| 38 | Trustmark National Bank 62 out of 100, Moderate | 1 | 0.4% | 14.7% |
Top 38 of 38 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps