Mississippi · HMDA 2025
Mortgage lenders in Lowndes County, MS
144 lenders reported 2,173 home-loan applications in Lowndes County in 2025. 1,063 closed as loans ($197.5M), 399 were denied — a 25.6% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 20% of applications, led by Renasant Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,173
- Loans originated
- 1,063
- Purchase / refinance
- 578 / 314
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lowndes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Renasant Bank 64 out of 100, Moderate | 168 | 7.7% | 11.6% |
| 2 | Cadence Bank | 147 | 6.8% | — |
| 3 | 21st Mortgage Corporation | 129 | 5.9% | — |
| 4 | BankFirst Financial Services 69 out of 100, Moderate | 117 | 5.4% | 7.5% |
| 5 | Regions Bank 64 out of 100, Moderate | 115 | 5.3% | 43.1% |
| 6 | Mortgage Research Center, LLC | 112 | 5.2% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 105 | 4.8% | — |
| 8 | Trustmark National Bank 62 out of 100, Moderate | 100 | 4.6% | 14.7% |
| 9 | Rocket Mortgage, LLC | 68 | 3.1% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 58 | 2.7% | — |
| 11 | Magnolia Bank, Incorporated 49 out of 100, Below average | 52 | 2.4% | 10.3% |
| 12 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 50 | 2.3% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 45 | 2.1% | — |
| 14 | GENEVA FINANCIAL, LLC | 43 | 2.0% | — |
| 15 | NEWREZ LLC | 38 | 1.7% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 1.7% | — |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 36 | 1.7% | — |
| 18 | PLANET HOME LENDING, LLC | 35 | 1.6% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 32 | 1.5% | 32.9% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 1.2% | 14.1% |
| 21 | Loandepot.Com, LLC | 24 | 1.1% | — |
| 22 | AmeriSave Mortgage Corporation | 23 | 1.1% | — |
| 23 | BPL MORTGAGE TRUST, LLC | 23 | 1.1% | — |
| 24 | NEW DAY FINANCIAL, LLC | 23 | 1.1% | — |
| 25 | The Citizens National Bank of Meridian | 23 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 22 | 1.0% | — |
| 27 | Broker Solutions, Inc. | 21 | 1.0% | — |
| 28 | TOWNE MORTGAGE COMPANY | 17 | 0.8% | — |
| 29 | FIRST COMMUNITY MORTGAGE, INC. | 17 | 0.8% | — |
| 30 | FirstBank 59 out of 100, Moderate | 16 | 0.7% | 42.8% |
| 31 | LEADERONE FINANCIAL CORPORATION | 15 | 0.7% | — |
| 32 | LAND HOME FINANCIAL SERVICES, INC. | 15 | 0.7% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 15 | 0.7% | 3.0% |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 0.6% | — |
| 35 | FIGURE LENDING LLC | 14 | 0.6% | — |
| 36 | MORTGAGE INVESTORS GROUP, INC. | 14 | 0.6% | — |
| 37 | USAA Federal Savings Bank 64 out of 100, Moderate | 14 | 0.6% | 37.2% |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 0.6% | 39.5% |
| 39 | FIRST COLONY MORTGAGE CORPORATION | 13 | 0.6% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.6% | — |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps