Mississippi · HMDA 2025
Mortgage lenders in Union County, MS
116 lenders reported 877 home-loan applications in Union County in 2025. 399 closed as loans ($66.9M), 202 were denied — a 32.0% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 25% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 877
- Loans originated
- 399
- Purchase / refinance
- 219 / 129
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 101 | 11.5% | — |
| 2 | Renasant Bank 64 out of 100, Moderate | 73 | 8.3% | 11.6% |
| 3 | Rocket Mortgage, LLC | 48 | 5.5% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 43 | 4.9% | 43.1% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 41 | 4.7% | — |
| 6 | Cadence Bank | 41 | 4.7% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 28 | 3.2% | — |
| 8 | NATIONSTAR MORTGAGE LLC | 24 | 2.7% | — |
| 9 | MORTGAGE INVESTORS GROUP, INC. | 22 | 2.5% | — |
| 10 | FIRST COMMUNITY MORTGAGE, INC. | 19 | 2.2% | — |
| 11 | GMFS LLC | 16 | 1.8% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.7% | — |
| 13 | BankPlus 71 out of 100, Strong | 14 | 1.6% | 12.2% |
| 14 | NEW DAY FINANCIAL, LLC | 14 | 1.6% | — |
| 15 | Bank of Holly Springs 52 out of 100, Below average | 14 | 1.6% | 7.0% |
| 16 | NEWREZ LLC | 13 | 1.5% | — |
| 17 | Mortgage Research Center, LLC | 13 | 1.5% | — |
| 18 | Community Bank of Mississippi 64 out of 100, Moderate | 13 | 1.5% | 9.7% |
| 19 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 13 | 1.5% | 18.4% |
| 20 | FirstBank 59 out of 100, Moderate | 12 | 1.4% | 42.8% |
| 21 | Magnolia Bank, Incorporated 49 out of 100, Below average | 12 | 1.4% | 10.3% |
| 22 | Loandepot.Com, LLC | 11 | 1.3% | — |
| 23 | Flagstar Bank, N.A. 31 out of 100, Low | 11 | 1.3% | 35.1% |
| 24 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 1.1% | — |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.1% | — |
| 26 | Liberty | 10 | 1.1% | — |
| 27 | Broker Solutions, Inc. | 9 | 1.0% | — |
| 28 | BankFirst Financial Services 69 out of 100, Moderate | 9 | 1.0% | 7.5% |
| 29 | AmeriSave Mortgage Corporation | 8 | 0.9% | — |
| 30 | PREMIER MORTGAGE RESOURCES, L.L.C. | 8 | 0.9% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 8 | 0.9% | — |
| 32 | Discover Bank | 7 | 0.8% | — |
| 33 | SPRING EQ, LLC | 7 | 0.8% | — |
| 34 | SOUTHWEST FUNDING, LP | 7 | 0.8% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.7% | — |
| 36 | PLANET HOME LENDING, LLC | 6 | 0.7% | — |
| 37 | Equity Prime Mortgage LLC | 6 | 0.7% | — |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 0.7% | 37.2% |
| 39 | Coastal Community Bank 35 out of 100, Low | 6 | 0.7% | 3.0% |
| 40 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 0.6% | — |
Top 40 of 116 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps