Missouri · HMDA 2025
Mortgage lenders in Cedar County, MO
115 lenders reported 552 home-loan applications in Cedar County in 2025. 283 closed as loans ($47.6M), 92 were denied — a 23.7% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 20% of applications, led by Simmons Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 552
- Loans originated
- 283
- Purchase / refinance
- 156 / 89
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cedar County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Simmons Bank 60 out of 100, Moderate | 39 | 7.1% | 26.5% |
| 2 | Rocket Mortgage, LLC | 35 | 6.3% | — |
| 3 | Mid-Missouri Bank | 34 | 6.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 24 | 4.3% | — |
| 5 | GERSHMAN INVESTMENT CORP. | 21 | 3.8% | — |
| 6 | NEWREZ LLC | 20 | 3.6% | — |
| 7 | Great Southern Bank 73 out of 100, Strong | 19 | 3.4% | 24.6% |
| 8 | FLAT BRANCH MORTGAGE, INC. | 19 | 3.4% | — |
| 9 | Mortgage Research Center, LLC | 18 | 3.3% | — |
| 10 | Community National Bank & Trust 65 out of 100, Moderate | 15 | 2.7% | 5.6% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 2.4% | 39.5% |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 2.2% | — |
| 13 | 21st Mortgage Corporation | 11 | 2.0% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 11 | 2.0% | — |
| 15 | DAS Acquisition Company, LLC | 10 | 1.8% | — |
| 16 | Arvest Bank 57 out of 100, Moderate | 10 | 1.8% | 18.5% |
| 17 | PHH Mortgage Corporation | 9 | 1.6% | — |
| 18 | PLANET HOME LENDING, LLC | 8 | 1.4% | — |
| 19 | Oakstar Bank 69 out of 100, Moderate | 8 | 1.4% | 4.7% |
| 20 | AmeriSave Mortgage Corporation | 7 | 1.3% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.1% | — |
| 22 | Broker Solutions, Inc. | 6 | 1.1% | — |
| 23 | Discover Bank | 6 | 1.1% | — |
| 24 | LimeBank 81 out of 100, Strong | 6 | 1.1% | 11.8% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.1% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 6 | 1.1% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.9% | 32.9% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.9% | 14.1% |
| 29 | Old Missouri Bank 62 out of 100, Moderate | 5 | 0.9% | 5.3% |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.9% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.9% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.9% | — |
| 33 | GUILD MORTGAGE COMPANY | 4 | 0.7% | — |
| 34 | Community First Bank 67 out of 100, Moderate | 4 | 0.7% | 4.9% |
| 35 | The Bank of Missouri 55 out of 100, Moderate | 4 | 0.7% | 16.0% |
| 36 | BluCurrent Credit Union 65 out of 100, Moderate | 4 | 0.7% | 15.7% |
| 37 | FCS Financial, FLCA | 4 | 0.7% | — |
| 38 | BTC BANK 60 out of 100, Moderate | 4 | 0.7% | 7.3% |
| 39 | Loandepot.Com, LLC | 3 | 0.5% | — |
| 40 | Regions Bank 64 out of 100, Moderate | 3 | 0.5% | 43.1% |
Top 40 of 115 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps