Missouri · HMDA 2025
Mortgage lenders in Chariton County, MO
60 lenders reported 155 home-loan applications in Chariton County in 2025. 100 closed as loans ($15.3M), 21 were denied — a 16.7% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 37% of applications, led by REGIONAL MISSOURI BANK. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 155
- Loans originated
- 100
- Purchase / refinance
- 57 / 30
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chariton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 34 | 21.9% | 10.1% |
| 2 | BTC BANK 60 out of 100, Moderate | 15 | 9.7% | 7.3% |
| 3 | FREEDOM MORTGAGE CORPORATION | 8 | 5.2% | — |
| 4 | Rocket Mortgage, LLC | 7 | 4.5% | — |
| 5 | FLAT BRANCH MORTGAGE, INC. | 5 | 3.2% | — |
| 6 | Discover Bank | 4 | 2.6% | — |
| 7 | Preferred Bank 69 out of 100, Moderate | 4 | 2.6% | 2.6% |
| 8 | Broker Solutions, Inc. | 3 | 1.9% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.9% | — |
| 10 | Mortgage Research Center, LLC | 3 | 1.9% | — |
| 11 | First State Community Bank 73 out of 100, Strong | 3 | 1.9% | 15.4% |
| 12 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.9% | — |
| 13 | Verimore Bank 76 out of 100, Strong | 3 | 1.9% | 9.9% |
| 14 | DAS Acquisition Company, LLC | 3 | 1.9% | — |
| 15 | 21st Mortgage Corporation | 2 | 1.3% | — |
| 16 | NEWREZ LLC | 2 | 1.3% | — |
| 17 | Loandepot.Com, LLC | 2 | 1.3% | — |
| 18 | PLANET HOME LENDING, LLC | 2 | 1.3% | — |
| 19 | PLAZA HOME MORTGAGE, INC. | 2 | 1.3% | — |
| 20 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 1.3% | — |
| 21 | Alliant Bank | 2 | 1.3% | — |
| 22 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.3% | — |
| 23 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 1.3% | — |
| 24 | First Federal Bank of Kansas City 64 out of 100, Moderate | 2 | 1.3% | 15.7% |
| 25 | Stifel Bank and Trust 59 out of 100, Moderate | 2 | 1.3% | 2.3% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.6% | 14.1% |
| 27 | Truist Bank 63 out of 100, Moderate | 1 | 0.6% | 40.8% |
| 28 | Fairway Independent Mortgage Corporation | 1 | 0.6% | — |
| 29 | AmeriSave Mortgage Corporation | 1 | 0.6% | — |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.6% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.6% | 39.5% |
| 32 | Cornerstone First Mortgage, Inc | 1 | 0.6% | — |
| 33 | Exchange Bank of Missouri | 1 | 0.6% | — |
| 34 | COMMUNITY BANK OF MARSHALL 69 out of 100, Moderate | 1 | 0.6% | 3.3% |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.6% | — |
| 36 | MORTGAGE INVESTMENT SERVICES CORPORATION | 1 | 0.6% | — |
| 37 | CONSERVATION EMPLOYEES CREDIT | 1 | 0.6% | — |
| 38 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 0.6% | — |
| 39 | COMMUNITYAMERICA CREDIT UNION | 1 | 0.6% | — |
| 40 | First National Bank of America 51 out of 100, Below average | 1 | 0.6% | 16.9% |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps