Nebraska · HMDA 2025
Mortgage lenders in Gage County, NE
115 lenders reported 892 home-loan applications in Gage County in 2025. 487 closed as loans ($89.3M), 108 were denied — a 17.5% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 22% of applications, led by Pinnacle Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 892
- Loans originated
- 487
- Purchase / refinance
- 287 / 137
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gage County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pinnacle Bank 74 out of 100, Strong | 70 | 7.8% | 4.8% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 65 | 7.3% | 39.5% |
| 3 | First State Bank Nebraska 71 out of 100, Strong | 63 | 7.1% | 12.3% |
| 4 | Rocket Mortgage, LLC | 48 | 5.4% | — |
| 5 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 46 | 5.2% | 3.3% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 36 | 4.0% | — |
| 7 | First National Bank of Omaha 72 out of 100, Strong | 30 | 3.4% | 25.9% |
| 8 | Mortgage Research Center, LLC | 26 | 2.9% | — |
| 9 | Security First Bank 65 out of 100, Moderate | 25 | 2.8% | 3.1% |
| 10 | GERSHMAN INVESTMENT CORP. | 23 | 2.6% | — |
| 11 | Citizens Bank, National Association 54 out of 100, Below average | 22 | 2.5% | 32.5% |
| 12 | CMG MORTGAGE, INC. | 20 | 2.2% | — |
| 13 | Union Bank and Trust Company 76 out of 100, Strong | 20 | 2.2% | 11.7% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 2.1% | 14.1% |
| 15 | LIBERTY FIRST CREDIT UNION 86 out of 100, Very strong | 18 | 2.0% | 13.0% |
| 16 | FREEDOM MORTGAGE CORPORATION | 16 | 1.8% | — |
| 17 | NEWREZ LLC | 15 | 1.7% | — |
| 18 | Loandepot.Com, LLC | 12 | 1.3% | — |
| 19 | GUARANTEED RATE, INC. | 12 | 1.3% | — |
| 20 | WEST GATE BANK 72 out of 100, Strong | 12 | 1.3% | 4.8% |
| 21 | Coastal Community Bank 35 out of 100, Low | 12 | 1.3% | 3.0% |
| 22 | Farm Credit Mid-America | 11 | 1.2% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 10 | 1.1% | — |
| 25 | FIRSTBANK OF NEBRASKA 77 out of 100, Strong | 10 | 1.1% | 0.8% |
| 26 | AmeriSave Mortgage Corporation | 9 | 1.0% | — |
| 27 | FIGURE LENDING LLC | 8 | 0.9% | — |
| 28 | CHARTER WEST BANK 68 out of 100, Moderate | 8 | 0.9% | 8.6% |
| 29 | CENTENNIAL LENDING, LLC | 8 | 0.9% | — |
| 30 | BMO Bank National Association 83 out of 100, Strong | 7 | 0.8% | 40.5% |
| 31 | NATIONSTAR MORTGAGE LLC | 7 | 0.8% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.8% | — |
| 33 | STATE BANK OF TABLE ROCK 64 out of 100, Moderate | 6 | 0.7% | 7.7% |
| 34 | Nebraska Bank of Commerce 66 out of 100, Moderate | 6 | 0.7% | 1.6% |
| 35 | Discover Bank | 5 | 0.6% | — |
| 36 | REGENT FINANCIAL GROUP, INC. | 5 | 0.6% | — |
| 37 | DELMAR FINANCIAL COMPANY | 5 | 0.6% | — |
| 38 | Prosperity Home Mortgage, LLC | 5 | 0.6% | — |
| 39 | NEW DAY FINANCIAL, LLC | 5 | 0.6% | — |
| 40 | First Interstate Bank 62 out of 100, Moderate | 5 | 0.6% | 29.4% |
Top 40 of 115 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps