Nebraska · HMDA 2025
Mortgage lenders in Holt County, NE
44 lenders reported 194 home-loan applications in Holt County in 2025. 122 closed as loans ($18.1M), 20 were denied — a 13.6% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 46% of applications, led by Pinnacle Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 194
- Loans originated
- 122
- Purchase / refinance
- 68 / 29
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Holt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pinnacle Bank 74 out of 100, Strong | 56 | 28.9% | 4.8% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 17 | 8.8% | 39.5% |
| 3 | WEST GATE BANK 72 out of 100, Strong | 17 | 8.8% | 4.8% |
| 4 | Rocket Mortgage, LLC | 15 | 7.7% | — |
| 5 | Plains Commerce Bank 59 out of 100, Moderate | 12 | 6.2% | 10.0% |
| 6 | Farm Credit Mid-America | 8 | 4.1% | — |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 2.1% | 32.5% |
| 8 | FREEDOM MORTGAGE CORPORATION | 4 | 2.1% | — |
| 9 | BankFirst 85 out of 100, Very strong | 4 | 2.1% | 6.8% |
| 10 | First PREMIER Bank 85 out of 100, Very strong | 4 | 2.1% | 18.8% |
| 11 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.5% | 22.2% |
| 12 | Discover Bank | 3 | 1.5% | — |
| 13 | Mortgage Research Center, LLC | 3 | 1.5% | — |
| 14 | First Interstate Bank 62 out of 100, Moderate | 3 | 1.5% | 29.4% |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.0% | 32.9% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.0% | 14.1% |
| 17 | Broker Solutions, Inc. | 2 | 1.0% | — |
| 18 | GUARANTEED RATE, INC. | 2 | 1.0% | — |
| 19 | AmeriSave Mortgage Corporation | 2 | 1.0% | — |
| 20 | FIGURE LENDING LLC | 2 | 1.0% | — |
| 21 | PLANET HOME LENDING, LLC | 2 | 1.0% | — |
| 22 | CHARTER WEST BANK 68 out of 100, Moderate | 2 | 1.0% | 8.6% |
| 23 | CASTLE & COOKE MORTGAGE, LLC | 2 | 1.0% | — |
| 24 | Cornerstone Bank 56 out of 100, Moderate | 2 | 1.0% | 18.4% |
| 25 | KIND LENDING, LLC | 2 | 1.0% | — |
| 26 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.5% | 31.6% |
| 27 | 21st Mortgage Corporation | 1 | 0.5% | — |
| 28 | NEWREZ LLC | 1 | 0.5% | — |
| 29 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 30 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 31 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.5% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 33 | Sierra Pacific Mortgage Company, Inc. | 1 | 0.5% | — |
| 34 | Heartland Bank 80 out of 100, Strong | 1 | 0.5% | 5.0% |
| 35 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.5% | 19.1% |
| 36 | BANKWEST, INC. 38 out of 100, Low | 1 | 0.5% | 48.6% |
| 37 | FINANCE OF AMERICA REVERSE LLC | 1 | 0.5% | — |
| 38 | NEXERA HOLDING LLC | 1 | 0.5% | — |
| 39 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 1 | 0.5% | 11.2% |
| 40 | PLAZA HOME MORTGAGE, INC. | 1 | 0.5% | — |
Top 40 of 44 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps