Nebraska · HMDA 2025
Mortgage lenders in Kearney County, NE
55 lenders reported 193 home-loan applications in Kearney County in 2025. 108 closed as loans ($17.7M), 18 were denied — a 13.7% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 38% of applications, led by Pinnacle Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 193
- Loans originated
- 108
- Purchase / refinance
- 68 / 29
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kearney County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pinnacle Bank 74 out of 100, Strong | 37 | 19.2% | 4.8% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 25 | 13.0% | 39.5% |
| 3 | CHARTER WEST BANK 68 out of 100, Moderate | 12 | 6.2% | 8.6% |
| 4 | Rocket Mortgage, LLC | 11 | 5.7% | — |
| 5 | WEST GATE BANK 72 out of 100, Strong | 11 | 5.7% | 4.8% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 7 | 3.6% | — |
| 7 | Mortgage Research Center, LLC | 7 | 3.6% | — |
| 8 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 3.1% | 32.5% |
| 9 | FREEDOM MORTGAGE CORPORATION | 4 | 2.1% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.6% | 32.9% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.6% | — |
| 12 | Broker Solutions, Inc. | 3 | 1.6% | — |
| 13 | BMO Bank National Association 58 out of 100, Moderate | 3 | 1.6% | 40.5% |
| 14 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 1.6% | — |
| 15 | Five Points Bank 76 out of 100, Strong | 3 | 1.6% | 2.5% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.0% | 14.1% |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.0% | 22.2% |
| 18 | Loandepot.Com, LLC | 2 | 1.0% | — |
| 19 | Discover Bank | 2 | 1.0% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.0% | — |
| 21 | University of Nebraska Federal Credit Union 65 out of 100, Moderate | 2 | 1.0% | 0.0% |
| 22 | PLANET HOME LENDING, LLC | 2 | 1.0% | — |
| 23 | Members Mortgage Services, L.L.C. | 2 | 1.0% | — |
| 24 | Cornerstone Bank 56 out of 100, Moderate | 2 | 1.0% | 18.4% |
| 25 | GERSHMAN INVESTMENT CORP. | 2 | 1.0% | — |
| 26 | Valon Mortgage, Inc. | 2 | 1.0% | — |
| 27 | Pathway Bank 54 out of 100, Below average | 2 | 1.0% | 28.6% |
| 28 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 2 | 1.0% | 3.3% |
| 29 | PHH Mortgage Corporation | 2 | 1.0% | — |
| 30 | First National Bank of Omaha 72 out of 100, Strong | 2 | 1.0% | 25.9% |
| 31 | 21st Mortgage Corporation | 1 | 0.5% | — |
| 32 | MNB Bank 75 out of 100, Strong | 1 | 0.5% | 7.5% |
| 33 | Lendage, LLC | 1 | 0.5% | — |
| 34 | Tomo Mortgage, LLC | 1 | 0.5% | — |
| 35 | Home Federal Savings and Loan Association of Grand Island 80 out of 100, Strong | 1 | 0.5% | 9.6% |
| 36 | Heritage Bank | 1 | 0.5% | — |
| 37 | AML FUNDING LLC | 1 | 0.5% | — |
| 38 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 39 | Bruning Bank 74 out of 100, Strong | 1 | 0.5% | 14.1% |
| 40 | AMERICAN FINANCING CORPORATION | 1 | 0.5% | — |
Top 40 of 55 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps