Nebraska · HMDA 2025
Mortgage lenders in Phelps County, NE
67 lenders reported 265 home-loan applications in Phelps County in 2025. 140 closed as loans ($23.1M), 33 were denied — a 18.5% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 25% of applications, led by Rocket Mortgage, LLC. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 265
- Loans originated
- 140
- Purchase / refinance
- 82 / 43
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Phelps County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 24 | 9.1% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 24 | 9.1% | 39.5% |
| 3 | Pinnacle Bank 74 out of 100, Strong | 18 | 6.8% | 4.8% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 13 | 4.9% | — |
| 5 | Bruning Bank 74 out of 100, Strong | 13 | 4.9% | 14.1% |
| 6 | WEST GATE BANK 72 out of 100, Strong | 13 | 4.9% | 4.8% |
| 7 | Mortgage Research Center, LLC | 12 | 4.5% | — |
| 8 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 12 | 4.5% | 3.3% |
| 9 | FIRSTIER BANK 38 out of 100, Low | 8 | 3.0% | 3.2% |
| 10 | Security First Bank 65 out of 100, Moderate | 8 | 3.0% | 3.1% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 2.3% | — |
| 12 | AmeriSave Mortgage Corporation | 6 | 2.3% | — |
| 13 | Home Federal Savings and Loan Association of Grand Island 80 out of 100, Strong | 6 | 2.3% | 9.6% |
| 14 | FREEDOM MORTGAGE CORPORATION | 6 | 2.3% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.9% | 14.1% |
| 16 | Empeople Credit Union 58 out of 100, Moderate | 5 | 1.9% | 25.7% |
| 17 | CHARTER WEST BANK 68 out of 100, Moderate | 5 | 1.9% | 8.6% |
| 18 | First Interstate Bank 62 out of 100, Moderate | 5 | 1.9% | 29.4% |
| 19 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 1.5% | 32.5% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.5% | — |
| 21 | Members Mortgage Services, L.L.C. | 4 | 1.5% | — |
| 22 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 1.1% | — |
| 23 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 1.1% | 10.0% |
| 24 | NEWREZ LLC | 2 | 0.8% | — |
| 25 | Fairway Independent Mortgage Corporation | 2 | 0.8% | — |
| 26 | Broker Solutions, Inc. | 2 | 0.8% | — |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.8% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.8% | 44.7% |
| 29 | SPRING EQ, LLC | 2 | 0.8% | — |
| 30 | FIGURE LENDING LLC | 2 | 0.8% | — |
| 31 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.8% | — |
| 32 | PLANET HOME LENDING, LLC | 2 | 0.8% | — |
| 33 | Farm Credit Mid-America | 2 | 0.8% | — |
| 34 | BankFirst 85 out of 100, Very strong | 2 | 0.8% | 6.8% |
| 35 | GERSHMAN INVESTMENT CORP. | 2 | 0.8% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 2 | 0.8% | 3.0% |
| 37 | First National Bank of Omaha 72 out of 100, Strong | 2 | 0.8% | 25.9% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.4% | 22.2% |
| 39 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 40 | Discover Bank | 1 | 0.4% | — |
Top 40 of 67 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps