Nebraska · HMDA 2025
Mortgage lenders in Thayer County, NE
40 lenders reported 104 home-loan applications in Thayer County in 2025. 62 closed as loans ($11.8M), 16 were denied — a 20.3% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 35% of applications, led by WEST GATE BANK. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 104
- Loans originated
- 62
- Purchase / refinance
- 35 / 21
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Thayer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WEST GATE BANK 72 out of 100, Strong | 15 | 14.4% | 4.8% |
| 2 | Bruning Bank 74 out of 100, Strong | 14 | 13.5% | 14.1% |
| 3 | Rocket Mortgage, LLC | 7 | 6.7% | — |
| 4 | Union Bank and Trust Company 76 out of 100, Strong | 7 | 6.7% | 11.7% |
| 5 | Mortgage Research Center, LLC | 5 | 4.8% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 4.8% | 39.5% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 4 | 3.8% | — |
| 8 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 4 | 3.8% | 3.3% |
| 9 | Broker Solutions, Inc. | 3 | 2.9% | — |
| 10 | Heartland Bank 80 out of 100, Strong | 3 | 2.9% | 5.0% |
| 11 | Farm Credit Mid-America | 3 | 2.9% | — |
| 12 | 21st Mortgage Corporation | 2 | 1.9% | — |
| 13 | DELMAR FINANCIAL COMPANY | 2 | 1.9% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 2 | 1.9% | — |
| 15 | Cornerstone Bank 56 out of 100, Moderate | 2 | 1.9% | 18.4% |
| 16 | First Interstate Bank 62 out of 100, Moderate | 2 | 1.9% | 29.4% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.0% | 32.9% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.0% | 14.1% |
| 19 | Loandepot.Com, LLC | 1 | 1.0% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.0% | — |
| 21 | Discover Bank | 1 | 1.0% | — |
| 22 | AmeriSave Mortgage Corporation | 1 | 1.0% | — |
| 23 | GUILD MORTGAGE COMPANY | 1 | 1.0% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.0% | — |
| 25 | MNB Bank 75 out of 100, Strong | 1 | 1.0% | 7.5% |
| 26 | CORNHUSKER BANK 74 out of 100, Strong | 1 | 1.0% | 5.4% |
| 27 | Central National Bank 78 out of 100, Strong | 1 | 1.0% | 12.5% |
| 28 | FIGURE LENDING LLC | 1 | 1.0% | — |
| 29 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.0% | — |
| 30 | AMERICAN FINANCING CORPORATION | 1 | 1.0% | — |
| 31 | CLEARPATH LENDING | 1 | 1.0% | — |
| 32 | PLAZA HOME MORTGAGE, INC. | 1 | 1.0% | — |
| 33 | Pinnacle Bank 74 out of 100, Strong | 1 | 1.0% | 4.8% |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 1.0% | — |
| 35 | BETTER MORTGAGE CORPORATION | 1 | 1.0% | — |
| 36 | Washington County Bank 83 out of 100, Strong | 1 | 1.0% | 15.9% |
| 37 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 1.0% | 37.2% |
| 38 | PHH Mortgage Corporation | 1 | 1.0% | — |
| 39 | LIBERTY FIRST CREDIT UNION 86 out of 100, Very strong | 1 | 1.0% | 13.0% |
| 40 | First State Bank Nebraska 71 out of 100, Strong | 1 | 1.0% | 12.3% |
Top 40 of 40 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps