Nebraska · HMDA 2025
Mortgage lenders in Valley County, NE
46 lenders reported 123 home-loan applications in Valley County in 2025. 66 closed as loans ($10.1M), 31 were denied — a 31.3% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 24% of applications, led by Pathway Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 123
- Loans originated
- 66
- Purchase / refinance
- 37 / 16
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Valley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pathway Bank 54 out of 100, Below average | 11 | 8.9% | 28.6% |
| 2 | Rocket Mortgage, LLC | 10 | 8.1% | — |
| 3 | First Interstate Bank 62 out of 100, Moderate | 9 | 7.3% | 29.4% |
| 4 | WEST GATE BANK 72 out of 100, Strong | 8 | 6.5% | 4.8% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 7 | 5.7% | — |
| 6 | NEWREZ LLC | 5 | 4.1% | — |
| 7 | Mortgage Research Center, LLC | 5 | 4.1% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 4.1% | 39.5% |
| 9 | FIGURE LENDING LLC | 5 | 4.1% | — |
| 10 | Pinnacle Bank 74 out of 100, Strong | 5 | 4.1% | 4.8% |
| 11 | Loandepot.Com, LLC | 3 | 2.4% | — |
| 12 | AmeriSave Mortgage Corporation | 3 | 2.4% | — |
| 13 | Union Bank and Trust Company 76 out of 100, Strong | 3 | 2.4% | 11.7% |
| 14 | 21st Mortgage Corporation | 2 | 1.6% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.6% | — |
| 16 | Broker Solutions, Inc. | 2 | 1.6% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.6% | — |
| 18 | Citizens Bank & Trust Company 54 out of 100, Below average | 2 | 1.6% | 2.4% |
| 19 | BANKWEST, INC. 38 out of 100, Low | 2 | 1.6% | 48.6% |
| 20 | First Nebraska Bank 75 out of 100, Strong | 2 | 1.6% | 19.3% |
| 21 | Farm Credit Mid-America | 2 | 1.6% | — |
| 22 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.6% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 2 | 1.6% | 3.0% |
| 24 | First National Bank of Omaha 72 out of 100, Strong | 2 | 1.6% | 25.9% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.8% | 32.9% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.8% | 14.1% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.8% | 22.2% |
| 28 | GUILD MORTGAGE COMPANY | 1 | 0.8% | — |
| 29 | NBKC BANK | 1 | 0.8% | — |
| 30 | I3 Bank 63 out of 100, Moderate | 1 | 0.8% | 0.0% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.8% | — |
| 32 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 0.8% | — |
| 33 | PLANET HOME LENDING, LLC | 1 | 0.8% | — |
| 34 | AMERICAN FINANCING CORPORATION | 1 | 0.8% | — |
| 35 | CHARTER WEST BANK 68 out of 100, Moderate | 1 | 0.8% | 8.6% |
| 36 | CASTLE & COOKE MORTGAGE, LLC | 1 | 0.8% | — |
| 37 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 1 | 0.8% | 11.2% |
| 38 | PLAZA HOME MORTGAGE, INC. | 1 | 0.8% | — |
| 39 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 0.8% | 10.0% |
| 40 | BankFirst 85 out of 100, Very strong | 1 | 0.8% | 6.8% |
Top 40 of 46 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps