New Mexico · HMDA 2025
Mortgage lenders in Luna County, NM
105 lenders reported 614 home-loan applications in Luna County in 2025. 251 closed as loans ($36.2M), 126 were denied — a 31.2% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 27% of applications, led by GUILD MORTGAGE COMPANY. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 614
- Loans originated
- 251
- Purchase / refinance
- 179 / 52
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Luna County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 87 | 14.2% | — |
| 2 | Rocket Mortgage, LLC | 42 | 6.8% | — |
| 3 | 21st Mortgage Corporation | 36 | 5.9% | — |
| 4 | Mortgage Research Center, LLC | 26 | 4.2% | — |
| 5 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 24 | 3.9% | — |
| 6 | TIB National Association 76 out of 100, Strong | 19 | 3.1% | 29.5% |
| 7 | NEWREZ LLC | 16 | 2.6% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 2.6% | 14.1% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.6% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 16 | 2.6% | — |
| 11 | Loandepot.Com, LLC | 13 | 2.1% | — |
| 12 | NOVA FINANCIAL & INVESTMENT CORPORATION | 13 | 2.1% | — |
| 13 | First Financial Credit Union 50 out of 100, Below average | 12 | 2.0% | 19.0% |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 1.8% | — |
| 15 | Broker Solutions, Inc. | 11 | 1.8% | — |
| 16 | AmeriSave Mortgage Corporation | 11 | 1.8% | — |
| 17 | Click n' Close, Inc. | 11 | 1.8% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 1.6% | 32.9% |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 1.5% | 22.2% |
| 20 | Gateway First Bank 54 out of 100, Below average | 9 | 1.5% | 5.3% |
| 21 | Commerce Home Mortgage, Inc. | 8 | 1.3% | — |
| 22 | BAYSHORE MORTGAGE FUNDING, LLC | 8 | 1.3% | — |
| 23 | VAN DYK MORTGAGE CORPORATION | 7 | 1.1% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 7 | 1.1% | 3.0% |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.0% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 6 | 1.0% | — |
| 27 | GoodLeap, LLC | 6 | 1.0% | — |
| 28 | First Savings Bank 83 out of 100, Strong | 5 | 0.8% | 16.1% |
| 29 | NUSENDA | 5 | 0.8% | — |
| 30 | CMG MORTGAGE, INC. | 4 | 0.7% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.7% | 44.7% |
| 32 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 4 | 0.7% | 2.2% |
| 33 | Equity Prime Mortgage LLC | 4 | 0.7% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.7% | — |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.7% | — |
| 36 | NEW DAY FINANCIAL, LLC | 4 | 0.7% | — |
| 37 | Waterstone Mortgage Corporation | 4 | 0.7% | — |
| 38 | SPRING EQ, LLC | 3 | 0.5% | — |
| 39 | THE LOAN STORE, INC. | 3 | 0.5% | — |
| 40 | Paramount Residential Mortgage Group, Inc. | 3 | 0.5% | — |
Top 40 of 105 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps