New Mexico · HMDA 2025
Mortgage lenders in Sierra County, NM
89 lenders reported 428 home-loan applications in Sierra County in 2025. 205 closed as loans ($33.8M), 85 were denied — a 28.3% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 25% of applications, led by NOVA FINANCIAL & INVESTMENT CORPORATION. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 428
- Loans originated
- 205
- Purchase / refinance
- 123 / 64
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sierra County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | NOVA FINANCIAL & INVESTMENT CORPORATION | 50 | 11.7% | — |
| 2 | Rocket Mortgage, LLC | 33 | 7.7% | — |
| 3 | 21st Mortgage Corporation | 24 | 5.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 4.4% | — |
| 5 | GUILD MORTGAGE COMPANY | 18 | 4.2% | — |
| 6 | Bank of the Southwest 64 out of 100, Moderate | 16 | 3.7% | 16.4% |
| 7 | Mortgage Research Center, LLC | 14 | 3.3% | — |
| 8 | Citizens Bank of Las Cruces 76 out of 100, Strong | 13 | 3.0% | 3.5% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.8% | — |
| 10 | First Savings Bank 83 out of 100, Strong | 11 | 2.6% | 16.1% |
| 11 | Waterstone Mortgage Corporation | 11 | 2.6% | — |
| 12 | Loandepot.Com, LLC | 9 | 2.1% | — |
| 13 | THE LOAN STORE, INC. | 9 | 2.1% | — |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 1.9% | — |
| 15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | 1.9% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.6% | 32.9% |
| 17 | Gateway First Bank 54 out of 100, Below average | 7 | 1.6% | 5.3% |
| 18 | AmeriSave Mortgage Corporation | 6 | 1.4% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 6 | 1.4% | — |
| 21 | GECU | 6 | 1.4% | — |
| 22 | PHH Mortgage Corporation | 5 | 1.2% | — |
| 23 | NEWREZ LLC | 4 | 0.9% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.9% | 14.1% |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 0.9% | 33.8% |
| 26 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.9% | — |
| 27 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 4 | 0.9% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 4 | 0.9% | — |
| 29 | NEW DAY FINANCIAL, LLC | 4 | 0.9% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.9% | — |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.7% | 32.5% |
| 32 | Fairway Independent Mortgage Corporation | 3 | 0.7% | — |
| 33 | Broker Solutions, Inc. | 3 | 0.7% | — |
| 34 | GUARANTEED RATE, INC. | 3 | 0.7% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.7% | — |
| 36 | PLANET HOME LENDING, LLC | 3 | 0.7% | — |
| 37 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | 0.7% | — |
| 38 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | 0.7% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.7% | — |
| 40 | BUILDERS CHOICE MORTGAGE LLC | 3 | 0.7% | — |
Top 40 of 89 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps