North Carolina · HMDA 2025
Mortgage lenders in Alexander County, NC
168 lenders reported 1,356 home-loan applications in Alexander County in 2025. 685 closed as loans ($152.6M), 230 were denied — a 23.9% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 24% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,356
- Loans originated
- 685
- Purchase / refinance
- 347 / 186
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alexander County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 173 | 12.8% | — |
| 2 | Rocket Mortgage, LLC | 90 | 6.6% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 65 | 4.8% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 58 | 4.3% | 40.8% |
| 5 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 58 | 4.3% | — |
| 6 | Taylorsville Savings Bank, SSB | 46 | 3.4% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 39 | 2.9% | — |
| 8 | First Community Bank 75 out of 100, Strong | 38 | 2.8% | 30.8% |
| 9 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 38 | 2.8% | 22.5% |
| 10 | MOVEMENT MORTGAGE, LLC | 36 | 2.7% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 31 | 2.3% | — |
| 12 | Peoples Bank 75 out of 100, Strong | 30 | 2.2% | 30.4% |
| 13 | Mortgage Research Center, LLC | 29 | 2.1% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 28 | 2.1% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 2.0% | — |
| 16 | NEWREZ LLC | 24 | 1.8% | — |
| 17 | AmeriSave Mortgage Corporation | 21 | 1.5% | — |
| 18 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 20 | 1.5% | — |
| 19 | Loandepot.Com, LLC | 17 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 17 | 1.3% | — |
| 21 | Alcova Mortgage LLC | 17 | 1.3% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.2% | 14.1% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.1% | 32.9% |
| 24 | Fairway Independent Mortgage Corporation | 15 | 1.1% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 15 | 1.1% | 44.7% |
| 26 | PLANET HOME LENDING, LLC | 13 | 1.0% | — |
| 27 | LOWER, LLC | 13 | 1.0% | — |
| 28 | Broker Solutions, Inc. | 12 | 0.9% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 0.7% | — |
| 30 | First National Bank of Pennsylvania 64 out of 100, Moderate | 10 | 0.7% | 26.6% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.7% | — |
| 32 | LOCAL GOVERNMENT | 9 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 9 | 0.7% | — |
| 34 | GUILD MORTGAGE COMPANY | 8 | 0.6% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 8 | 0.6% | 33.8% |
| 36 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 8 | 0.6% | 5.7% |
| 37 | Truliant Federal Credit Union 67 out of 100, Moderate | 8 | 0.6% | 50.3% |
| 38 | 21st Mortgage Corporation | 7 | 0.5% | — |
| 39 | GUARANTEED RATE, INC. | 7 | 0.5% | — |
| 40 | UNITED FEDERAL CREDIT UNION | 7 | 0.5% | — |
Top 40 of 168 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps