North Carolina · HMDA 2025
Mortgage lenders in Ashe County, NC
156 lenders reported 1,160 home-loan applications in Ashe County in 2025. 602 closed as loans ($156.6M), 212 were denied — a 25.5% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 36% of applications, led by STATE EMPLOYEES'. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,160
- Loans originated
- 602
- Purchase / refinance
- 307 / 168
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ashe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 277 | 23.9% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 71 | 6.1% | — |
| 3 | First National Bank of Pennsylvania 64 out of 100, Moderate | 69 | 5.9% | 26.6% |
| 4 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 54 | 4.7% | 5.7% |
| 5 | Rocket Mortgage, LLC | 52 | 4.5% | — |
| 6 | MOVEMENT MORTGAGE, LLC | 39 | 3.4% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 38 | 3.3% | — |
| 8 | Fairway Independent Mortgage Corporation | 35 | 3.0% | — |
| 9 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 26 | 2.2% | 22.5% |
| 10 | Fifth Third Bank, National Association 62 out of 100, Moderate | 24 | 2.1% | 34.0% |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 1.4% | 32.9% |
| 12 | NEWREZ LLC | 16 | 1.4% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.3% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 1.2% | — |
| 15 | AmeriSave Mortgage Corporation | 13 | 1.1% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 12 | 1.0% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 0.9% | 14.1% |
| 18 | Truist Bank 63 out of 100, Moderate | 10 | 0.9% | 40.8% |
| 19 | Broker Solutions, Inc. | 10 | 0.9% | — |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.9% | 44.7% |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 0.8% | 22.2% |
| 22 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 0.8% | 33.8% |
| 23 | RESICENTRAL, LLC | 8 | 0.7% | — |
| 24 | LOCAL GOVERNMENT | 8 | 0.7% | — |
| 25 | Equity Prime Mortgage LLC | 8 | 0.7% | — |
| 26 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 8 | 0.7% | — |
| 27 | GUILD MORTGAGE COMPANY | 7 | 0.6% | — |
| 28 | COASTAL Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 28.9% |
| 29 | Loandepot.Com, LLC | 6 | 0.5% | — |
| 30 | Discover Bank | 6 | 0.5% | — |
| 31 | Mortgage Research Center, LLC | 6 | 0.5% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.5% | — |
| 33 | NEW DAY FINANCIAL, LLC | 6 | 0.5% | — |
| 34 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.5% | 74.7% |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.5% | — |
| 36 | Truliant Federal Credit Union 67 out of 100, Moderate | 6 | 0.5% | 50.3% |
| 37 | United Community Bank 67 out of 100, Moderate | 6 | 0.5% | 25.4% |
| 38 | GUARANTEED RATE, INC. | 5 | 0.4% | — |
| 39 | NBKC BANK | 5 | 0.4% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.4% | — |
Top 40 of 156 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps