North Carolina · HMDA 2025
Mortgage lenders in Chatham County, NC
292 lenders reported 3,970 home-loan applications in Chatham County in 2025. 2,161 closed as loans ($860.1M), 507 were denied — a 18.2% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 21% of applications, led by STATE EMPLOYEES'. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,970
- Loans originated
- 2,161
- Purchase / refinance
- 1,033 / 680
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chatham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 482 | 12.1% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 200 | 5.0% | 40.8% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 171 | 4.3% | — |
| 4 | Rocket Mortgage, LLC | 165 | 4.2% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 151 | 3.8% | — |
| 6 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 129 | 3.2% | 22.5% |
| 7 | Bank of America, National Association 59 out of 100, Moderate | 123 | 3.1% | 44.7% |
| 8 | COASTAL Federal Credit Union 66 out of 100, Moderate | 93 | 2.3% | 28.9% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 92 | 2.3% | 14.1% |
| 10 | The Fidelity Bank 78 out of 100, Strong | 90 | 2.3% | 14.7% |
| 11 | NEWREZ LLC | 76 | 1.9% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 67 | 1.7% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 67 | 1.7% | — |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 64 | 1.6% | — |
| 15 | First National Bank of Pennsylvania 64 out of 100, Moderate | 60 | 1.5% | 26.6% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 59 | 1.5% | 32.9% |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 55 | 1.4% | 33.8% |
| 18 | Taylor Morrison Home Funding, Inc. | 52 | 1.3% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 51 | 1.3% | — |
| 20 | Fifth Third Bank, National Association 62 out of 100, Moderate | 47 | 1.2% | 34.0% |
| 21 | Truliant Federal Credit Union 67 out of 100, Moderate | 46 | 1.2% | 50.3% |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 44 | 1.1% | — |
| 23 | CORPORATE INVESTORS MORTGAGE GROUP, INC | 44 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 35 | 0.9% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 35 | 0.9% | 3.0% |
| 26 | Broker Solutions, Inc. | 34 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 0.8% | — |
| 28 | Mortgage Research Center, LLC | 32 | 0.8% | — |
| 29 | PULTE MORTGAGE LLC | 32 | 0.8% | — |
| 30 | Prosperity Home Mortgage, LLC | 32 | 0.8% | — |
| 31 | 21st Mortgage Corporation | 31 | 0.8% | — |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 31 | 0.8% | 22.2% |
| 33 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 30 | 0.8% | — |
| 34 | GUARANTEED RATE, INC. | 29 | 0.7% | — |
| 35 | SPRING EQ, LLC | 29 | 0.7% | — |
| 36 | AmeriSave Mortgage Corporation | 28 | 0.7% | — |
| 37 | First Bank 74 out of 100, Strong | 26 | 0.7% | 18.3% |
| 38 | FIRST EQUITY MORTGAGE INCORPORATED | 25 | 0.6% | — |
| 39 | Fairway Independent Mortgage Corporation | 22 | 0.6% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 21 | 0.5% | — |
Top 40 of 292 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps