North Carolina · HMDA 2025
Mortgage lenders in Currituck County, NC
255 lenders reported 2,990 home-loan applications in Currituck County in 2025. 1,445 closed as loans ($586.3M), 341 were denied — a 18.3% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 18% of applications, led by Navy Federal Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,990
- Loans originated
- 1,445
- Purchase / refinance
- 748 / 436
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Currituck County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 216 | 7.2% | 32.9% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 187 | 6.3% | — |
| 3 | NVR Mortgage Finance, Inc. | 141 | 4.7% | — |
| 4 | NEWREZ LLC | 115 | 3.8% | — |
| 5 | Rocket Mortgage, LLC | 110 | 3.7% | — |
| 6 | STATE EMPLOYEES' | 93 | 3.1% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 87 | 2.9% | — |
| 8 | Towne Bank 74 out of 100, Strong | 84 | 2.8% | 6.6% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 82 | 2.7% | — |
| 10 | Mortgage Research Center, LLC | 75 | 2.5% | — |
| 11 | Atlantic Coast Mortgage, LLC | 72 | 2.4% | — |
| 12 | SOUTHERN TRUST MORTGAGE, LLC | 70 | 2.3% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 54 | 1.8% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 51 | 1.7% | 14.1% |
| 15 | CMG MORTGAGE, INC. | 50 | 1.7% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 47 | 1.6% | — |
| 17 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 45 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 42 | 1.4% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 39 | 1.3% | — |
| 20 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 39 | 1.3% | 31.3% |
| 21 | Truist Bank 63 out of 100, Moderate | 36 | 1.2% | 40.8% |
| 22 | Atlantic Union Bank 73 out of 100, Strong | 36 | 1.2% | 23.3% |
| 23 | GUARANTEED RATE, INC. | 33 | 1.1% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 32 | 1.1% | 44.7% |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 1.0% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 30 | 1.0% | — |
| 27 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 28 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 27 | 0.9% | — |
| 29 | PHH Mortgage Corporation | 27 | 0.9% | — |
| 30 | CALCON MUTUAL MORTGAGE LLC | 26 | 0.9% | — |
| 31 | SPRING EQ, LLC | 25 | 0.8% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 24 | 0.8% | 32.5% |
| 33 | First Heritage Mortgage, LLC | 24 | 0.8% | — |
| 34 | Loandepot.Com, LLC | 23 | 0.8% | — |
| 35 | ABNB Federal Credit Union 53 out of 100, Below average | 23 | 0.8% | 34.4% |
| 36 | Southern Bank and Trust Company 70 out of 100, Strong | 21 | 0.7% | 12.5% |
| 37 | C & F Mortgage Corporation | 20 | 0.7% | — |
| 38 | First National Bank of Pennsylvania 64 out of 100, Moderate | 20 | 0.7% | 26.6% |
| 39 | TIDEWATER MORTGAGE SERVICES, INC. | 19 | 0.6% | — |
| 40 | Advance Financial Group, LLC | 19 | 0.6% | — |
Top 40 of 255 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps