North Carolina · HMDA 2025
Mortgage lenders in Granville County, NC
250 lenders reported 2,903 home-loan applications in Granville County in 2025. 1,461 closed as loans ($378.7M), 546 were denied — a 26.3% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 23% of applications, led by STATE EMPLOYEES'. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,903
- Loans originated
- 1,461
- Purchase / refinance
- 691 / 492
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Granville County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 413 | 14.2% | — |
| 2 | Loandepot.Com, LLC | 133 | 4.6% | — |
| 3 | Rocket Mortgage, LLC | 128 | 4.4% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 108 | 3.7% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 99 | 3.4% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 96 | 3.3% | 40.8% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 87 | 3.0% | — |
| 8 | NEWREZ LLC | 77 | 2.7% | — |
| 9 | COASTAL Federal Credit Union 66 out of 100, Moderate | 75 | 2.6% | 28.9% |
| 10 | FREEDOM MORTGAGE CORPORATION | 67 | 2.3% | — |
| 11 | First National Bank of Pennsylvania 64 out of 100, Moderate | 51 | 1.8% | 26.6% |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 49 | 1.7% | 32.9% |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 47 | 1.6% | 33.8% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 45 | 1.6% | 14.1% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 41 | 1.4% | — |
| 16 | Mortgage Research Center, LLC | 40 | 1.4% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 38 | 1.3% | — |
| 18 | Broker Solutions, Inc. | 35 | 1.2% | — |
| 19 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 32 | 1.1% | 22.5% |
| 20 | AmeriSave Mortgage Corporation | 31 | 1.1% | — |
| 21 | MOVEMENT MORTGAGE, LLC | 29 | 1.0% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 29 | 1.0% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 28 | 1.0% | 44.7% |
| 24 | Benchmark Community Bank 75 out of 100, Strong | 26 | 0.9% | 9.1% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 0.9% | — |
| 26 | CARRINGTON MORTGAGE SERVICES, LLC | 24 | 0.8% | — |
| 27 | Fairway Independent Mortgage Corporation | 21 | 0.7% | — |
| 28 | The Fidelity Bank 78 out of 100, Strong | 21 | 0.7% | 14.7% |
| 29 | Fifth Third Bank, National Association 62 out of 100, Moderate | 20 | 0.7% | 34.0% |
| 30 | North State Bank 61 out of 100, Moderate | 19 | 0.7% | 2.5% |
| 31 | UNION HOME MORTGAGE CORP. | 19 | 0.7% | — |
| 32 | Primis Mortgage Company | 19 | 0.7% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 18 | 0.6% | 22.2% |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 18 | 0.6% | — |
| 35 | PLANET HOME LENDING, LLC | 18 | 0.6% | — |
| 36 | GUARANTEED RATE, INC. | 17 | 0.6% | — |
| 37 | SPRING EQ, LLC | 16 | 0.6% | — |
| 38 | Summit Credit Union | 16 | 0.6% | — |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 16 | 0.6% | 19.1% |
| 40 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 0.5% | 32.5% |
Top 40 of 250 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps