North Carolina · HMDA 2025
Mortgage lenders in Orange County, NC
338 lenders reported 5,118 home-loan applications in Orange County in 2025. 2,897 closed as loans ($1.8B), 690 were denied — a 18.4% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 27% of applications, led by STATE EMPLOYEES'. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,118
- Loans originated
- 2,897
- Purchase / refinance
- 1,362 / 816
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Orange County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 920 | 18.0% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 243 | 4.7% | 40.8% |
| 3 | Rocket Mortgage, LLC | 206 | 4.0% | — |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 169 | 3.3% | 44.7% |
| 5 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 157 | 3.1% | 22.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 147 | 2.9% | — |
| 7 | COASTAL Federal Credit Union 66 out of 100, Moderate | 138 | 2.7% | 28.9% |
| 8 | CORPORATE INVESTORS MORTGAGE GROUP, INC | 132 | 2.6% | — |
| 9 | First National Bank of Pennsylvania 64 out of 100, Moderate | 116 | 2.3% | 26.6% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 115 | 2.2% | 14.1% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 114 | 2.2% | — |
| 12 | Loandepot.Com, LLC | 89 | 1.7% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 87 | 1.7% | — |
| 14 | NEWREZ LLC | 70 | 1.4% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 61 | 1.2% | — |
| 16 | UNION HOME MORTGAGE CORP. | 59 | 1.2% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 55 | 1.1% | — |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 54 | 1.1% | — |
| 19 | Fifth Third Bank, National Association 62 out of 100, Moderate | 54 | 1.1% | 34.0% |
| 20 | PNC Bank, National Association 62 out of 100, Moderate | 52 | 1.0% | 33.8% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 52 | 1.0% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 52 | 1.0% | — |
| 23 | Truliant Federal Credit Union 67 out of 100, Moderate | 52 | 1.0% | 50.3% |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 50 | 1.0% | 22.2% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 49 | 1.0% | 32.9% |
| 26 | PHH Mortgage Corporation | 47 | 0.9% | — |
| 27 | GUARANTEED RATE, INC. | 46 | 0.9% | — |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 41 | 0.8% | 32.5% |
| 29 | First Horizon Bank 64 out of 100, Moderate | 38 | 0.7% | 25.4% |
| 30 | SPRING EQ, LLC | 37 | 0.7% | — |
| 31 | Prosperity Home Mortgage, LLC | 36 | 0.7% | — |
| 32 | Mortgage Research Center, LLC | 35 | 0.7% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 34 | 0.7% | 3.0% |
| 34 | Broker Solutions, Inc. | 32 | 0.6% | — |
| 35 | The Fidelity Bank 78 out of 100, Strong | 32 | 0.6% | 14.7% |
| 36 | AmeriSave Mortgage Corporation | 31 | 0.6% | — |
| 37 | Pinnacle Bank 60 out of 100, Moderate | 29 | 0.6% | 17.5% |
| 38 | FIGURE LENDING LLC | 28 | 0.5% | — |
| 39 | Fairway Independent Mortgage Corporation | 27 | 0.5% | — |
| 40 | KBHS HOME LOANS, LLC | 27 | 0.5% | — |
Top 40 of 338 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps