North Carolina · HMDA 2025
Mortgage lenders in Perquimans County, NC
132 lenders reported 827 home-loan applications in Perquimans County in 2025. 393 closed as loans ($97.3M), 138 were denied — a 24.4% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 20% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 827
- Loans originated
- 393
- Purchase / refinance
- 186 / 112
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Perquimans County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 72 | 8.7% | — |
| 2 | Southern Bank and Trust Company 70 out of 100, Strong | 49 | 5.9% | 12.5% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 44 | 5.3% | — |
| 4 | Rocket Mortgage, LLC | 42 | 5.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 39 | 4.7% | — |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 37 | 4.5% | 32.9% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 3.5% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 23 | 2.8% | 40.8% |
| 9 | Mortgage Research Center, LLC | 23 | 2.8% | — |
| 10 | First National Bank of Pennsylvania 64 out of 100, Moderate | 20 | 2.4% | 26.6% |
| 11 | AmeriSave Mortgage Corporation | 16 | 1.9% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 16 | 1.9% | — |
| 13 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 16 | 1.9% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 1.8% | — |
| 15 | NEWREZ LLC | 14 | 1.7% | — |
| 16 | Loandepot.Com, LLC | 13 | 1.6% | — |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 13 | 1.6% | 33.8% |
| 18 | MOVEMENT MORTGAGE, LLC | 12 | 1.5% | — |
| 19 | Broker Solutions, Inc. | 12 | 1.5% | — |
| 20 | PLANET HOME LENDING, LLC | 11 | 1.3% | — |
| 21 | Atlantic Union Bank 73 out of 100, Strong | 11 | 1.3% | 23.3% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.2% | 14.1% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.2% | — |
| 24 | Atlantic Coast Mortgage, LLC | 9 | 1.1% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 9 | 1.1% | — |
| 26 | GUARANTEED RATE, INC. | 8 | 1.0% | — |
| 27 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 8 | 1.0% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 1.0% | — |
| 29 | SOUTHERN TRUST MORTGAGE, LLC | 7 | 0.8% | — |
| 30 | ABNB Federal Credit Union 53 out of 100, Below average | 7 | 0.8% | 34.4% |
| 31 | CMG MORTGAGE, INC. | 6 | 0.7% | — |
| 32 | 21st Mortgage Corporation | 6 | 0.7% | — |
| 33 | FIGURE LENDING LLC | 6 | 0.7% | — |
| 34 | NVR Mortgage Finance, Inc. | 6 | 0.7% | — |
| 35 | NEW DAY FINANCIAL, LLC | 6 | 0.7% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 6 | 0.7% | 3.0% |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.6% | 32.5% |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 0.6% | — |
| 39 | LANGLEY Federal Credit Union 54 out of 100, Below average | 5 | 0.6% | 21.7% |
| 40 | TIDEWATER MORTGAGE SERVICES, INC. | 5 | 0.6% | — |
Top 40 of 132 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps