North Carolina · HMDA 2025
Mortgage lenders in Person County, NC
201 lenders reported 1,880 home-loan applications in Person County in 2025. 933 closed as loans ($210.3M), 354 were denied — a 26.5% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 27% of applications, led by STATE EMPLOYEES'. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,880
- Loans originated
- 933
- Purchase / refinance
- 454 / 322
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Person County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 288 | 15.3% | — |
| 2 | Rocket Mortgage, LLC | 109 | 5.8% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 102 | 5.4% | — |
| 4 | Roxboro Savings Bank SSB 90 out of 100, Very strong | 83 | 4.4% | 15.9% |
| 5 | Truist Bank 63 out of 100, Moderate | 79 | 4.2% | 40.8% |
| 6 | Loandepot.Com, LLC | 72 | 3.8% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 67 | 3.6% | — |
| 8 | NEWREZ LLC | 48 | 2.6% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 42 | 2.2% | — |
| 10 | Mortgage Research Center, LLC | 30 | 1.6% | — |
| 11 | First Horizon Bank 64 out of 100, Moderate | 30 | 1.6% | 25.4% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 29 | 1.5% | 14.1% |
| 13 | Broker Solutions, Inc. | 29 | 1.5% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 28 | 1.5% | — |
| 15 | UNION HOME MORTGAGE CORP. | 25 | 1.3% | — |
| 16 | First National Bank of Pennsylvania 64 out of 100, Moderate | 25 | 1.3% | 26.6% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 1.2% | 32.9% |
| 18 | The Fidelity Bank 78 out of 100, Strong | 22 | 1.2% | 14.7% |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 22 | 1.2% | — |
| 20 | COASTAL Federal Credit Union 66 out of 100, Moderate | 21 | 1.1% | 28.9% |
| 21 | FREEDOM MORTGAGE CORPORATION | 20 | 1.1% | — |
| 22 | NEW DAY FINANCIAL, LLC | 19 | 1.0% | — |
| 23 | MOVEMENT MORTGAGE, LLC | 17 | 0.9% | — |
| 24 | AmeriSave Mortgage Corporation | 17 | 0.9% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 17 | 0.9% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 0.8% | — |
| 27 | SPRING EQ, LLC | 14 | 0.7% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 13 | 0.7% | — |
| 29 | VISION FINANCIAL | 13 | 0.7% | — |
| 30 | GUARANTEED RATE, INC. | 12 | 0.6% | — |
| 31 | PLANET HOME LENDING, LLC | 11 | 0.6% | — |
| 32 | Towne Bank 74 out of 100, Strong | 11 | 0.6% | 6.6% |
| 33 | Equity Prime Mortgage LLC | 11 | 0.6% | — |
| 34 | VICTORIAN FINANCE, LLC | 11 | 0.6% | — |
| 35 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 11 | 0.6% | 22.5% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.5% | 22.2% |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.5% | 44.7% |
| 38 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 10 | 0.5% | — |
| 39 | LOWER, LLC | 10 | 0.5% | — |
| 40 | 21st Mortgage Corporation | 9 | 0.5% | — |
Top 40 of 201 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps