North Carolina · HMDA 2025
Mortgage lenders in Washington County, NC
80 lenders reported 333 home-loan applications in Washington County in 2025. 118 closed as loans ($16.8M), 102 were denied — a 44.2% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 36% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 333
- Loans originated
- 118
- Purchase / refinance
- 65 / 29
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 59 | 17.7% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 10.5% | — |
| 3 | Rocket Mortgage, LLC | 26 | 7.8% | — |
| 4 | Southern Bank and Trust Company 70 out of 100, Strong | 12 | 3.6% | 12.5% |
| 5 | Mortgage Research Center, LLC | 11 | 3.3% | — |
| 6 | AmeriSave Mortgage Corporation | 10 | 3.0% | — |
| 7 | Neighborhood Mortgage Solutions | 10 | 3.0% | — |
| 8 | NEWREZ LLC | 9 | 2.7% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 9 | 2.7% | 40.8% |
| 10 | MOVEMENT MORTGAGE, LLC | 9 | 2.7% | — |
| 11 | WEYCO COMMUNITY CREDIT UNION 49 out of 100, Below average | 9 | 2.7% | 19.1% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 2.1% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 7 | 2.1% | — |
| 14 | 21st Mortgage Corporation | 5 | 1.5% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.5% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.2% | 32.9% |
| 17 | Loandepot.Com, LLC | 4 | 1.2% | — |
| 18 | Broker Solutions, Inc. | 4 | 1.2% | — |
| 19 | LOCAL GOVERNMENT | 4 | 1.2% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 1.2% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.9% | 22.2% |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.9% | — |
| 23 | SPRING EQ, LLC | 3 | 0.9% | — |
| 24 | PLANET HOME LENDING, LLC | 3 | 0.9% | — |
| 25 | Atlantic Coast Mortgage, LLC | 3 | 0.9% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.9% | — |
| 27 | NEW DAY FINANCIAL, LLC | 3 | 0.9% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.9% | — |
| 29 | First National Bank of Pennsylvania 64 out of 100, Moderate | 3 | 0.9% | 26.6% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.6% | 14.1% |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.6% | 33.8% |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.6% | — |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.6% | — |
| 35 | Towne Bank 74 out of 100, Strong | 2 | 0.6% | 6.6% |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.6% | — |
| 37 | Plains Commerce Bank 59 out of 100, Moderate | 2 | 0.6% | 10.0% |
| 38 | LONGBRIDGE FINANCIAL, LLC | 2 | 0.6% | — |
| 39 | CALCON MUTUAL MORTGAGE LLC | 2 | 0.6% | — |
| 40 | BETTER MORTGAGE CORPORATION | 2 | 0.6% | — |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps