Oklahoma · HMDA 2025
Mortgage lenders in Washington County, OK
168 lenders reported 1,986 home-loan applications in Washington County in 2025. 965 closed as loans ($180.9M), 306 were denied — a 22.8% denial rate on decided applications, close to the Oklahoma rate of 22.6%. The three most active lenders handled 28% of applications, led by Arvest Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,986
- Loans originated
- 965
- Purchase / refinance
- 578 / 217
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 245 | 12.3% | 18.5% |
| 2 | Truity Federal Credit Union 52 out of 100, Below average | 196 | 9.9% | 13.1% |
| 3 | Rocket Mortgage, LLC | 117 | 5.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 93 | 4.7% | — |
| 5 | BOKF, National Association 64 out of 100, Moderate | 67 | 3.4% | 27.5% |
| 6 | Mortgage Research Center, LLC | 60 | 3.0% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 57 | 2.9% | 39.5% |
| 8 | FLAT BRANCH MORTGAGE, INC. | 56 | 2.8% | — |
| 9 | PLANET HOME LENDING, LLC | 46 | 2.3% | — |
| 10 | BancFirst 71 out of 100, Strong | 43 | 2.2% | 10.2% |
| 11 | ASSOCIATED MORTGAGE CORPORATION | 42 | 2.1% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 2.1% | — |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 1.8% | — |
| 14 | Armstrong Bank 74 out of 100, Strong | 34 | 1.7% | 9.7% |
| 15 | 21st Mortgage Corporation | 32 | 1.6% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 31 | 1.6% | — |
| 17 | NEWREZ LLC | 30 | 1.5% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 28 | 1.4% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 1.4% | 14.1% |
| 20 | Broker Solutions, Inc. | 22 | 1.1% | — |
| 21 | RCB Bank 72 out of 100, Strong | 22 | 1.1% | 9.7% |
| 22 | First United Bank and Trust Company 50 out of 100, Below average | 22 | 1.1% | 8.1% |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 21 | 1.1% | — |
| 24 | AmeriSave Mortgage Corporation | 20 | 1.0% | — |
| 25 | Gateway First Bank 54 out of 100, Below average | 20 | 1.0% | 5.3% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 0.9% | — |
| 27 | FIGURE LENDING LLC | 16 | 0.8% | — |
| 28 | Stride Bank, National Association 69 out of 100, Moderate | 16 | 0.8% | 3.2% |
| 29 | NEW DAY FINANCIAL, LLC | 16 | 0.8% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 16 | 0.8% | 74.7% |
| 31 | Coastal Community Bank 35 out of 100, Low | 16 | 0.8% | 3.0% |
| 32 | Discover Bank | 15 | 0.8% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 14 | 0.7% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 14 | 0.7% | — |
| 35 | TTCU Federal Credit Union 73 out of 100, Strong | 13 | 0.7% | 18.1% |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.7% | — |
| 37 | CANOPY MORTGAGE, LLC | 12 | 0.6% | — |
| 38 | PHH Mortgage Corporation | 12 | 0.6% | — |
| 39 | SPRING EQ, LLC | 11 | 0.6% | — |
| 40 | THE MORTGAGE LINK, INC. | 11 | 0.6% | — |
Top 40 of 168 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps