Oregon · HMDA 2025
Mortgage lenders in Coos County, OR
218 lenders reported 2,783 home-loan applications in Coos County in 2025. 1,405 closed as loans ($354.6M), 471 were denied — a 24.1% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 22% of applications, led by FIRST COMMUNITY. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,783
- Loans originated
- 1,405
- Purchase / refinance
- 682 / 427
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Coos County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRST COMMUNITY | 278 | 10.0% | — |
| 2 | GUILD MORTGAGE COMPANY | 171 | 6.1% | — |
| 3 | Rocket Mortgage, LLC | 163 | 5.9% | — |
| 4 | Banner Bank 72 out of 100, Strong | 146 | 5.2% | 35.6% |
| 5 | Umpqua Bank 64 out of 100, Moderate | 120 | 4.3% | 28.5% |
| 6 | GUARANTEED RATE, INC. | 114 | 4.1% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 91 | 3.3% | — |
| 8 | Mortgage Research Center, LLC | 82 | 2.9% | — |
| 9 | NEWREZ LLC | 79 | 2.8% | — |
| 10 | TWINSTAR | 79 | 2.8% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 74 | 2.7% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 68 | 2.4% | 39.5% |
| 13 | ROGUE CREDIT UNION 67 out of 100, Moderate | 57 | 2.0% | 13.2% |
| 14 | DIRECTORS MORTGAGE, INC. | 55 | 2.0% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 43 | 1.5% | 14.1% |
| 16 | Broker Solutions, Inc. | 39 | 1.4% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 39 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 37 | 1.3% | — |
| 19 | FIGURE LENDING LLC | 34 | 1.2% | — |
| 20 | Loandepot.Com, LLC | 33 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 33 | 1.2% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 30 | 1.1% | 32.9% |
| 23 | KIND LENDING, LLC | 30 | 1.1% | — |
| 24 | PHH Mortgage Corporation | 28 | 1.0% | — |
| 25 | AmeriSave Mortgage Corporation | 27 | 1.0% | — |
| 26 | 21st Mortgage Corporation | 26 | 0.9% | — |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 25 | 0.9% | — |
| 28 | ISERVE RESIDENTIAL LENDING, LLC | 24 | 0.9% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 0.8% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 22 | 0.8% | — |
| 31 | SPRING EQ, LLC | 21 | 0.8% | — |
| 32 | Discover Bank | 20 | 0.7% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 19 | 0.7% | 3.0% |
| 34 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 18 | 0.6% | 17.5% |
| 35 | NEW DAY FINANCIAL, LLC | 18 | 0.6% | — |
| 36 | CMG MORTGAGE, INC. | 16 | 0.6% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 16 | 0.6% | — |
| 38 | CANOPY MORTGAGE, LLC | 16 | 0.6% | — |
| 39 | PLANET HOME LENDING, LLC | 15 | 0.5% | — |
| 40 | Fairway Independent Mortgage Corporation | 14 | 0.5% | — |
Top 40 of 218 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps