Oregon · HMDA 2025
Mortgage lenders in Harney County, OR
66 lenders reported 225 home-loan applications in Harney County in 2025. 120 closed as loans ($20.5M), 48 were denied — a 27.6% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 27% of applications, led by Umpqua Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 225
- Loans originated
- 120
- Purchase / refinance
- 59 / 34
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harney County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Umpqua Bank 64 out of 100, Moderate | 24 | 10.7% | 28.5% |
| 2 | FIRST COMMUNITY | 19 | 8.4% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 17 | 7.6% | 39.5% |
| 4 | Rocket Mortgage, LLC | 16 | 7.1% | — |
| 5 | SELCO COMMUNITY | 16 | 7.1% | — |
| 6 | CMG MORTGAGE, INC. | 12 | 5.3% | — |
| 7 | Loandepot.Com, LLC | 8 | 3.6% | — |
| 8 | Mortgage Research Center, LLC | 6 | 2.7% | — |
| 9 | FIGURE LENDING LLC | 6 | 2.7% | — |
| 10 | AmeriSave Mortgage Corporation | 5 | 2.2% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 5 | 2.2% | — |
| 12 | AgWest Farm Credit, FLCA | 5 | 2.2% | — |
| 13 | 21st Mortgage Corporation | 4 | 1.8% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.8% | — |
| 15 | GUILD MORTGAGE COMPANY | 4 | 1.8% | — |
| 16 | Broker Solutions, Inc. | 3 | 1.3% | — |
| 17 | GUARANTEED RATE, INC. | 3 | 1.3% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 3 | 1.3% | — |
| 19 | NEW DAY FINANCIAL, LLC | 3 | 1.3% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.3% | — |
| 21 | Discover Bank | 2 | 0.9% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.9% | — |
| 23 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 2 | 0.9% | 17.5% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.9% | — |
| 25 | Sierra Pacific Mortgage Company, Inc. | 2 | 0.9% | — |
| 26 | AMERICAN FINANCING CORPORATION | 2 | 0.9% | — |
| 27 | CHURCHILL MORTGAGE CORPORATION | 2 | 0.9% | — |
| 28 | ROGUE CREDIT UNION 67 out of 100, Moderate | 2 | 0.9% | 13.2% |
| 29 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 0.9% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 0.9% | 74.7% |
| 31 | RANLIFE, INC. | 2 | 0.9% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 2 | 0.9% | 3.0% |
| 33 | Banner Bank 72 out of 100, Strong | 2 | 0.9% | 35.6% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 35 | NEWREZ LLC | 1 | 0.4% | — |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.4% | 22.2% |
| 38 | Fairway Independent Mortgage Corporation | 1 | 0.4% | — |
| 39 | MOVEMENT MORTGAGE, LLC | 1 | 0.4% | — |
| 40 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.4% | — |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps