Oregon · HMDA 2025
Mortgage lenders in Lake County, OR
67 lenders reported 229 home-loan applications in Lake County in 2025. 116 closed as loans ($18.9M), 37 were denied — a 22.4% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 22% of applications, led by FIRST COMMUNITY. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 229
- Loans originated
- 116
- Purchase / refinance
- 41 / 45
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lake County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRST COMMUNITY | 19 | 8.3% | — |
| 2 | GUILD MORTGAGE COMPANY | 17 | 7.4% | — |
| 3 | NEWREZ LLC | 15 | 6.6% | — |
| 4 | Rocket Mortgage, LLC | 12 | 5.2% | — |
| 5 | Mortgage Research Center, LLC | 11 | 4.8% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 4.4% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 4.4% | 39.5% |
| 8 | FIGURE LENDING LLC | 8 | 3.5% | — |
| 9 | AmeriSave Mortgage Corporation | 7 | 3.1% | — |
| 10 | Coastal Community Bank 35 out of 100, Low | 7 | 3.1% | 3.0% |
| 11 | 21st Mortgage Corporation | 6 | 2.6% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 2.6% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 6 | 2.6% | — |
| 14 | GUARANTEED RATE, INC. | 5 | 2.2% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 5 | 2.2% | — |
| 16 | Broker Solutions, Inc. | 4 | 1.7% | — |
| 17 | Freedom Northwest Credit Union 82 out of 100, Strong | 4 | 1.7% | 0.0% |
| 18 | MEMBER FIRST MORTGAGE, LLC | 4 | 1.7% | — |
| 19 | AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | 1.7% | — |
| 20 | Fairway Independent Mortgage Corporation | 3 | 1.3% | — |
| 21 | Loandepot.Com, LLC | 3 | 1.3% | — |
| 22 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.3% | — |
| 23 | SPRING EQ, LLC | 3 | 1.3% | — |
| 24 | PLANET HOME LENDING, LLC | 3 | 1.3% | — |
| 25 | SELCO COMMUNITY | 3 | 1.3% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 1.3% | — |
| 27 | Mid Oregon | 3 | 1.3% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.9% | 14.1% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.9% | — |
| 30 | First National Bank of America 51 out of 100, Below average | 2 | 0.9% | 16.9% |
| 31 | ROGUE CREDIT UNION 67 out of 100, Moderate | 2 | 0.9% | 13.2% |
| 32 | First Interstate Bank 62 out of 100, Moderate | 2 | 0.9% | 29.4% |
| 33 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 35 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 0.4% | — |
| 36 | Discover Bank | 1 | 0.4% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 38 | GO MORTGAGE, LLC | 1 | 0.4% | — |
| 39 | Synergy One Lending, Inc. | 1 | 0.4% | — |
| 40 | THE LOAN STORE, INC. | 1 | 0.4% | — |
Top 40 of 67 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps