South Carolina · HMDA 2025
Mortgage lenders in Chesterfield County, SC
159 lenders reported 1,507 home-loan applications in Chesterfield County in 2025. 642 closed as loans ($116.7M), 356 were denied — a 34.1% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 31% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,507
- Loans originated
- 642
- Purchase / refinance
- 400 / 145
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chesterfield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 178 | 11.8% | — |
| 2 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 161 | 10.7% | 26.2% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 132 | 8.8% | — |
| 4 | Rocket Mortgage, LLC | 72 | 4.8% | — |
| 5 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 60 | 4.0% | 22.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 46 | 3.1% | — |
| 7 | NVR Mortgage Finance, Inc. | 40 | 2.7% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 38 | 2.5% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 34 | 2.3% | — |
| 10 | MOVEMENT MORTGAGE, LLC | 33 | 2.2% | — |
| 11 | GUILD MORTGAGE COMPANY | 32 | 2.1% | — |
| 12 | Fairway Independent Mortgage Corporation | 29 | 1.9% | — |
| 13 | Mortgage Research Center, LLC | 29 | 1.9% | — |
| 14 | STATE EMPLOYEES' | 23 | 1.5% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 1.5% | — |
| 16 | Broker Solutions, Inc. | 20 | 1.3% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.3% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 20 | 1.3% | — |
| 19 | NEW DAY FINANCIAL, LLC | 20 | 1.3% | — |
| 20 | NEWREZ LLC | 19 | 1.3% | — |
| 21 | SOUTHWEST STAGE FUNDING, LLC | 19 | 1.3% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 17 | 1.1% | — |
| 23 | PLANET HOME LENDING, LLC | 13 | 0.9% | — |
| 24 | AmeriSave Mortgage Corporation | 12 | 0.8% | — |
| 25 | SAFE FEDERAL CREDIT UNION 73 out of 100, Strong | 12 | 0.8% | 21.3% |
| 26 | NATIONSTAR MORTGAGE LLC | 12 | 0.8% | — |
| 27 | First Bank 74 out of 100, Strong | 12 | 0.8% | 18.3% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 0.7% | 14.1% |
| 29 | Truist Bank 63 out of 100, Moderate | 11 | 0.7% | 40.8% |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.7% | 22.2% |
| 31 | Loandepot.Com, LLC | 10 | 0.7% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.6% | 32.9% |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 9 | 0.6% | 44.7% |
| 34 | SPRING EQ, LLC | 9 | 0.6% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.6% | — |
| 36 | LOWER, LLC | 8 | 0.5% | — |
| 37 | Carolina Bank & Trust Co. 83 out of 100, Strong | 8 | 0.5% | 5.4% |
| 38 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | 0.5% | — |
| 39 | TAMMAC HOLDINGS CORPORATION | 7 | 0.5% | — |
| 40 | Equity Prime Mortgage LLC | 7 | 0.5% | — |
Top 40 of 159 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps