South Carolina · HMDA 2025
Mortgage lenders in Beaufort County, SC
520 lenders reported 13,025 home-loan applications in Beaufort County in 2025. 6,566 closed as loans ($3.2B), 2,003 were denied — a 22.5% denial rate on decided applications, close to the South Carolina rate of 23.4%. The three most active lenders handled 13% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 13,025
- Loans originated
- 6,566
- Purchase / refinance
- 3,859 / 1,586
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Beaufort County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 642 | 4.9% | — |
| 2 | Rocket Mortgage, LLC | 555 | 4.3% | — |
| 3 | Bank of America, National Association 59 out of 100, Moderate | 544 | 4.2% | 44.7% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 528 | 4.1% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 461 | 3.5% | — |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 427 | 3.3% | 32.9% |
| 7 | SouthState Bank, National Association 68 out of 100, Moderate | 422 | 3.2% | 23.3% |
| 8 | TD Bank, National Association 63 out of 100, Moderate | 369 | 2.8% | 35.3% |
| 9 | MOVEMENT MORTGAGE, LLC | 344 | 2.6% | — |
| 10 | NORTHPOINT MORTGAGE, INC. | 342 | 2.6% | — |
| 11 | NEWREZ LLC | 322 | 2.5% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 316 | 2.4% | 14.1% |
| 13 | Gateway First Bank 54 out of 100, Below average | 281 | 2.2% | 5.3% |
| 14 | FREEDOM MORTGAGE CORPORATION | 275 | 2.1% | — |
| 15 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 251 | 1.9% | 22.5% |
| 16 | Truist Bank 63 out of 100, Moderate | 218 | 1.7% | 40.8% |
| 17 | Mortgage Research Center, LLC | 197 | 1.5% | — |
| 18 | CPM Federal Credit Union 46 out of 100, Below average | 180 | 1.4% | 19.3% |
| 19 | PULTE MORTGAGE LLC | 163 | 1.3% | — |
| 20 | Ameris Bank 67 out of 100, Moderate | 160 | 1.2% | 10.5% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 149 | 1.1% | — |
| 22 | GUARANTEED RATE, INC. | 132 | 1.0% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 127 | 1.0% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 122 | 0.9% | 22.2% |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 119 | 0.9% | 33.8% |
| 26 | PHH Mortgage Corporation | 112 | 0.9% | — |
| 27 | UNION HOME MORTGAGE CORP. | 104 | 0.8% | — |
| 28 | EAST COAST CAPITAL CORP. | 103 | 0.8% | — |
| 29 | Regions Bank 64 out of 100, Moderate | 101 | 0.8% | 43.1% |
| 30 | Loandepot.Com, LLC | 95 | 0.7% | — |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 94 | 0.7% | 32.5% |
| 32 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 94 | 0.7% | — |
| 33 | EMM LOANS LLC | 93 | 0.7% | — |
| 34 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 92 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 90 | 0.7% | — |
| 36 | SPRING EQ, LLC | 88 | 0.7% | — |
| 37 | FIGURE LENDING LLC | 88 | 0.7% | — |
| 38 | 21st Mortgage Corporation | 84 | 0.6% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 82 | 0.6% | — |
| 40 | TAMMAC HOLDINGS CORPORATION | 79 | 0.6% | — |
Top 40 of 520 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps
- Lancaster County 6,974 apps