South Carolina · HMDA 2025
Mortgage lenders in Berkeley County, SC
453 lenders reported 18,456 home-loan applications in Berkeley County in 2025. 9,003 closed as loans ($3.8B), 2,444 were denied — a 20.7% denial rate on decided applications, below the South Carolina rate of 23.4%. The three most active lenders handled 13% of applications, led by PENNYMAC LOAN SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 18,456
- Loans originated
- 9,003
- Purchase / refinance
- 5,851 / 2,210
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Berkeley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 973 | 5.3% | — |
| 2 | DHI MORTGAGE COMPANY, LTD. | 766 | 4.2% | — |
| 3 | LENNAR MORTGAGE, LLC | 736 | 4.0% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 711 | 3.9% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 707 | 3.8% | — |
| 6 | Rocket Mortgage, LLC | 665 | 3.6% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 655 | 3.5% | 32.9% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 631 | 3.4% | — |
| 9 | NEWREZ LLC | 602 | 3.3% | — |
| 10 | Mortgage Research Center, LLC | 389 | 2.1% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 341 | 1.8% | 14.1% |
| 12 | SOUTH CAROLINA FEDERAL CREDIT UNION 76 out of 100, Strong | 325 | 1.8% | 15.7% |
| 13 | 21st Mortgage Corporation | 312 | 1.7% | — |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 293 | 1.6% | — |
| 15 | PULTE MORTGAGE LLC | 291 | 1.6% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 281 | 1.5% | — |
| 17 | VELOCIO MORTGAGE L.L.C. | 280 | 1.5% | — |
| 18 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 259 | 1.4% | 22.5% |
| 19 | NATIONSTAR MORTGAGE LLC | 242 | 1.3% | — |
| 20 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 239 | 1.3% | 2.2% |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 236 | 1.3% | 44.7% |
| 22 | CAROLINA ONE MORTGAGE, LLC | 235 | 1.3% | — |
| 23 | CMG MORTGAGE, INC. | 230 | 1.2% | — |
| 24 | Loandepot.Com, LLC | 228 | 1.2% | — |
| 25 | JET HOMELOANS, LP | 218 | 1.2% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 213 | 1.2% | — |
| 27 | Truist Bank 63 out of 100, Moderate | 211 | 1.1% | 40.8% |
| 28 | SouthState Bank, National Association 68 out of 100, Moderate | 205 | 1.1% | 23.3% |
| 29 | Ameris Bank 67 out of 100, Moderate | 197 | 1.1% | 10.5% |
| 30 | LOWER, LLC | 195 | 1.1% | — |
| 31 | Fifth Third Bank, National Association 62 out of 100, Moderate | 180 | 1.0% | 34.0% |
| 32 | NATION ONE MORTGAGE CORPORATION | 171 | 0.9% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 171 | 0.9% | — |
| 34 | GUARANTEED RATE, INC. | 165 | 0.9% | — |
| 35 | MOVEMENT MORTGAGE, LLC | 162 | 0.9% | — |
| 36 | Broker Solutions, Inc. | 159 | 0.9% | — |
| 37 | PLANET HOME LENDING, LLC | 151 | 0.8% | — |
| 38 | SPRING EQ, LLC | 136 | 0.7% | — |
| 39 | SENTE MORTGAGE, INC. | 123 | 0.7% | — |
| 40 | NEW DAY FINANCIAL, LLC | 123 | 0.7% | — |
Top 40 of 453 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps
- Lancaster County 6,974 apps