South Carolina · HMDA 2025
Mortgage lenders in Charleston County, SC
596 lenders reported 22,573 home-loan applications in Charleston County in 2025. 11,615 closed as loans ($6.3B), 3,075 were denied — a 20.2% denial rate on decided applications, below the South Carolina rate of 23.4%. The three most active lenders handled 11% of applications, led by Rocket Mortgage, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 22,573
- Loans originated
- 11,615
- Purchase / refinance
- 6,104 / 3,429
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Charleston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 934 | 4.1% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 799 | 3.5% | — |
| 3 | Bank of America, National Association 59 out of 100, Moderate | 789 | 3.5% | 44.7% |
| 4 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 713 | 3.2% | 22.5% |
| 5 | NEWREZ LLC | 699 | 3.1% | — |
| 6 | SouthState Bank, National Association 68 out of 100, Moderate | 659 | 2.9% | 23.3% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 651 | 2.9% | 14.1% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 629 | 2.8% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 568 | 2.5% | 32.9% |
| 10 | SOUTH CAROLINA FEDERAL CREDIT UNION 76 out of 100, Strong | 524 | 2.3% | 15.7% |
| 11 | Truist Bank 63 out of 100, Moderate | 469 | 2.1% | 40.8% |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 459 | 2.0% | — |
| 13 | Fifth Third Bank, National Association 62 out of 100, Moderate | 451 | 2.0% | 34.0% |
| 14 | CMG MORTGAGE, INC. | 447 | 2.0% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 353 | 1.6% | — |
| 16 | TD Bank, National Association 63 out of 100, Moderate | 304 | 1.3% | 35.3% |
| 17 | Ameris Bank 67 out of 100, Moderate | 302 | 1.3% | 10.5% |
| 18 | DHI MORTGAGE COMPANY, LTD. | 288 | 1.3% | — |
| 19 | CAROLINA ONE MORTGAGE, LLC | 272 | 1.2% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 261 | 1.2% | — |
| 21 | SPRING EQ, LLC | 250 | 1.1% | — |
| 22 | Renasant Bank 64 out of 100, Moderate | 242 | 1.1% | 11.6% |
| 23 | PNC Bank, National Association 62 out of 100, Moderate | 236 | 1.0% | 33.8% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 220 | 1.0% | — |
| 25 | Pinnacle Bank 60 out of 100, Moderate | 220 | 1.0% | 17.5% |
| 26 | NATIONSTAR MORTGAGE LLC | 215 | 1.0% | — |
| 27 | First National Bank of Pennsylvania 64 out of 100, Moderate | 210 | 0.9% | 26.6% |
| 28 | Mortgage Research Center, LLC | 190 | 0.8% | — |
| 29 | BEACON COMMUNITY BANK | 185 | 0.8% | — |
| 30 | Loandepot.Com, LLC | 182 | 0.8% | — |
| 31 | GUARANTEED RATE, INC. | 181 | 0.8% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 174 | 0.8% | 32.5% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 170 | 0.8% | 22.2% |
| 34 | FIGURE LENDING LLC | 165 | 0.7% | — |
| 35 | Citadel Servicing Corporation | 164 | 0.7% | — |
| 36 | SENTE MORTGAGE, INC. | 158 | 0.7% | — |
| 37 | MOVEMENT MORTGAGE, LLC | 157 | 0.7% | — |
| 38 | AmeriSave Mortgage Corporation | 157 | 0.7% | — |
| 39 | Fairway Independent Mortgage Corporation | 144 | 0.6% | — |
| 40 | CALCON MUTUAL MORTGAGE LLC | 144 | 0.6% | — |
Top 40 of 596 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps
- Lancaster County 6,974 apps