South Carolina · HMDA 2025
Mortgage lenders in Horry County, SC
628 lenders reported 29,958 home-loan applications in Horry County in 2025. 15,159 closed as loans ($4.3B), 4,591 were denied — a 22.4% denial rate on decided applications, close to the South Carolina rate of 23.4%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 29,958
- Loans originated
- 15,159
- Purchase / refinance
- 10,096 / 3,394
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Horry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 1,650 | 5.5% | — |
| 2 | DHI MORTGAGE COMPANY, LTD. | 1,599 | 5.3% | — |
| 3 | Rocket Mortgage, LLC | 1,423 | 4.7% | — |
| 4 | LENNAR MORTGAGE, LLC | 774 | 2.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 751 | 2.5% | — |
| 6 | NEWREZ LLC | 729 | 2.4% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 643 | 2.1% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 639 | 2.1% | 40.8% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 636 | 2.1% | 14.1% |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 569 | 1.9% | 44.7% |
| 11 | Loandepot.Com, LLC | 568 | 1.9% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 564 | 1.9% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 481 | 1.6% | — |
| 14 | T2 FINANCIAL LLC | 476 | 1.6% | — |
| 15 | Mortgage Research Center, LLC | 446 | 1.5% | — |
| 16 | 21st Mortgage Corporation | 439 | 1.5% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 436 | 1.5% | — |
| 18 | NVR Mortgage Finance, Inc. | 426 | 1.4% | — |
| 19 | Anderson Brothers Bank 69 out of 100, Moderate | 387 | 1.3% | 6.1% |
| 20 | PULTE MORTGAGE LLC | 386 | 1.3% | — |
| 21 | MOVEMENT MORTGAGE, LLC | 384 | 1.3% | — |
| 22 | LOWER, LLC | 374 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 362 | 1.2% | 32.9% |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 326 | 1.1% | — |
| 25 | SouthState Bank, National Association 68 out of 100, Moderate | 322 | 1.1% | 23.3% |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 305 | 1.0% | — |
| 27 | GUARANTEED RATE, INC. | 288 | 1.0% | — |
| 28 | The Conway National Bank 79 out of 100, Strong | 284 | 0.9% | 2.4% |
| 29 | TD Bank, National Association 63 out of 100, Moderate | 281 | 0.9% | 35.3% |
| 30 | Fairway Independent Mortgage Corporation | 274 | 0.9% | — |
| 31 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 270 | 0.9% | 22.5% |
| 32 | GUILD MORTGAGE COMPANY | 263 | 0.9% | — |
| 33 | Gateway First Bank 54 out of 100, Below average | 258 | 0.9% | 5.3% |
| 34 | Coastal Carolina National Bank | 254 | 0.8% | — |
| 35 | TIDEWATER MORTGAGE SERVICES, INC. | 252 | 0.8% | — |
| 36 | AmeriSave Mortgage Corporation | 249 | 0.8% | — |
| 37 | PLANET HOME LENDING, LLC | 236 | 0.8% | — |
| 38 | NEW DAY FINANCIAL, LLC | 235 | 0.8% | — |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 233 | 0.8% | 32.5% |
| 40 | STATE EMPLOYEES' | 233 | 0.8% | — |
Top 40 of 628 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps
- Lancaster County 6,974 apps