South Carolina · HMDA 2025
Mortgage lenders in Aiken County, SC
362 lenders reported 9,272 home-loan applications in Aiken County in 2025. 4,660 closed as loans ($1.2B), 1,397 were denied — a 22.1% denial rate on decided applications, below the South Carolina rate of 23.4%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,272
- Loans originated
- 4,660
- Purchase / refinance
- 2,872 / 1,179
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Aiken County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 557 | 6.0% | — |
| 2 | SRP Federal Credit Union 81 out of 100, Strong | 519 | 5.6% | 16.6% |
| 3 | 21st Mortgage Corporation | 460 | 5.0% | — |
| 4 | GUILD MORTGAGE COMPANY | 419 | 4.5% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 395 | 4.3% | — |
| 6 | DHI MORTGAGE COMPANY, LTD. | 315 | 3.4% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 281 | 3.0% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 277 | 3.0% | — |
| 9 | NEWREZ LLC | 225 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 220 | 2.4% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 216 | 2.3% | — |
| 12 | Security Federal Bank 69 out of 100, Moderate | 192 | 2.1% | 10.8% |
| 13 | Regions Bank 64 out of 100, Moderate | 186 | 2.0% | 43.1% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 184 | 2.0% | 32.9% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 161 | 1.7% | — |
| 16 | MOVEMENT MORTGAGE, LLC | 159 | 1.7% | — |
| 17 | SouthState Bank, National Association 68 out of 100, Moderate | 151 | 1.6% | 23.3% |
| 18 | First Heritage Mortgage, LLC | 146 | 1.6% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 142 | 1.5% | 44.7% |
| 20 | Broker Solutions, Inc. | 139 | 1.5% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 128 | 1.4% | 14.1% |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 126 | 1.4% | — |
| 23 | Assurance Financial Group, L.L.C. | 124 | 1.3% | — |
| 24 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 116 | 1.3% | 22.5% |
| 25 | Ameris Bank 67 out of 100, Moderate | 113 | 1.2% | 10.5% |
| 26 | TD Bank, National Association 63 out of 100, Moderate | 107 | 1.2% | 35.3% |
| 27 | AmeriSave Mortgage Corporation | 102 | 1.1% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 93 | 1.0% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 89 | 1.0% | — |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 87 | 0.9% | 32.5% |
| 31 | PHH Mortgage Corporation | 86 | 0.9% | — |
| 32 | Loandepot.Com, LLC | 84 | 0.9% | — |
| 33 | AMERICAN FINANCIAL RESOURCES, INC. | 80 | 0.9% | — |
| 34 | Truist Bank 63 out of 100, Moderate | 71 | 0.8% | 40.8% |
| 35 | PLANET HOME LENDING, LLC | 69 | 0.7% | — |
| 36 | FBC MORTGAGE, LLC | 67 | 0.7% | — |
| 37 | PINNACLE BANK | 66 | 0.7% | — |
| 38 | Discover Bank | 53 | 0.6% | — |
| 39 | TOWNE MORTGAGE COMPANY | 53 | 0.6% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 52 | 0.6% | 22.2% |
Top 40 of 362 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Lancaster County 6,974 apps