South Carolina · HMDA 2025
Mortgage lenders in Spartanburg County, SC
462 lenders reported 21,212 home-loan applications in Spartanburg County in 2025. 10,853 closed as loans ($2.7B), 3,212 were denied — a 22.1% denial rate on decided applications, below the South Carolina rate of 23.4%. The three most active lenders handled 15% of applications, led by PENNYMAC LOAN SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 21,212
- Loans originated
- 10,853
- Purchase / refinance
- 7,029 / 2,323
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Spartanburg County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 1,183 | 5.6% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1,046 | 4.9% | — |
| 3 | Rocket Mortgage, LLC | 950 | 4.5% | — |
| 4 | DHI MORTGAGE COMPANY, LTD. | 841 | 4.0% | — |
| 5 | NVR Mortgage Finance, Inc. | 689 | 3.2% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 680 | 3.2% | — |
| 7 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 634 | 3.0% | 26.2% |
| 8 | Loandepot.Com, LLC | 603 | 2.8% | — |
| 9 | NEWREZ LLC | 519 | 2.4% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 507 | 2.4% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 486 | 2.3% | 40.8% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 461 | 2.2% | — |
| 13 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 406 | 1.9% | 22.5% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 376 | 1.8% | 14.1% |
| 15 | NATIONSTAR MORTGAGE LLC | 353 | 1.7% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 326 | 1.5% | 44.7% |
| 17 | LENNAR MORTGAGE, LLC | 325 | 1.5% | — |
| 18 | Mortgage Research Center, LLC | 323 | 1.5% | — |
| 19 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 290 | 1.4% | — |
| 20 | MOVEMENT MORTGAGE, LLC | 278 | 1.3% | — |
| 21 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 271 | 1.3% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 241 | 1.1% | — |
| 23 | THE LOAN STORE, INC. | 241 | 1.1% | — |
| 24 | PLANET HOME LENDING, LLC | 236 | 1.1% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 229 | 1.1% | 32.9% |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 217 | 1.0% | — |
| 27 | United Community Bank 67 out of 100, Moderate | 211 | 1.0% | 25.4% |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 197 | 0.9% | — |
| 29 | GUARANTEED RATE, INC. | 191 | 0.9% | — |
| 30 | Fairway Independent Mortgage Corporation | 186 | 0.9% | — |
| 31 | Broker Solutions, Inc. | 182 | 0.9% | — |
| 32 | First Heritage Mortgage, LLC | 181 | 0.9% | — |
| 33 | AmeriSave Mortgage Corporation | 163 | 0.8% | — |
| 34 | SouthState Bank, National Association 68 out of 100, Moderate | 153 | 0.7% | 23.3% |
| 35 | LOWER, LLC | 152 | 0.7% | — |
| 36 | ACOPIA, LLC | 146 | 0.7% | — |
| 37 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 146 | 0.7% | — |
| 38 | CPM Federal Credit Union 46 out of 100, Below average | 142 | 0.7% | 19.3% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 123 | 0.6% | 22.2% |
| 40 | SPRING EQ, LLC | 120 | 0.6% | — |
Top 40 of 462 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps
- Lancaster County 6,974 apps