HMDA 2025
Mortgage lenders in South Carolina
Lenders reported 288,743 home-loan applications for properties in South Carolina in 2025; 142,439 became loans and the denial rate on decided applications was 23.4%. The busiest county was Horry County with 29,958 applications.
Most active lenders across South Carolina's counties
- Rocket Mortgage, LLC 13,670 applications
- PENNYMAC LOAN SERVICES, LLC 13,340 applications
- VANDERBILT MORTGAGE AND FINANCE, INC. 12,300 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 9,284 applications
- NEWREZ LLC 7,552 applications
- FREEDOM MORTGAGE CORPORATION 7,056 applications
- 21st Mortgage Corporation 6,116 applications
- DHI MORTGAGE COMPANY, LTD. 6,037 applications
- JPMorgan Chase Bank, National Association 5,821 applications
- First-Citizens Bank & Trust Company 5,609 applications
- Bank of America, National Association 5,552 applications
- Navy Federal Credit Union 5,436 applications
- Truist Bank 5,219 applications
- Mortgage Research Center, LLC 5,190 applications
- AMERIHOME MORTGAGE COMPANY, LLC 4,312 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Abbeville County | 879 | 144 | 34.5% | 197 / 108 |
| Aiken County | 9,272 | 362 | 22.1% | 2,872 / 1,179 |
| Allendale County | 166 | 52 | 54.5% | 29 / 15 |
| Anderson County | 10,668 | 408 | 22.1% | 3,068 / 1,508 |
| Bamberg County | 384 | 86 | 51.2% | 70 / 28 |
| Barnwell County | 639 | 93 | 42.6% | 139 / 56 |
| Beaufort County | 13,025 | 520 | 22.5% | 3,859 / 1,586 |
| Berkeley County | 18,456 | 453 | 20.7% | 5,851 / 2,210 |
| Calhoun County | 564 | 111 | 33.0% | 135 / 74 |
| Charleston County | 22,573 | 596 | 20.2% | 6,104 / 3,429 |
| Cherokee County | 2,145 | 207 | 28.6% | 578 / 262 |
| Chester County | 1,832 | 162 | 31.2% | 493 / 212 |
| Chesterfield County | 1,507 | 159 | 34.1% | 400 / 145 |
| Clarendon County | 1,172 | 158 | 32.0% | 313 / 143 |
| Colleton County | 1,883 | 207 | 40.6% | 432 / 208 |
| Darlington County | 2,144 | 203 | 33.2% | 613 / 235 |
| Dillon County | 912 | 113 | 42.8% | 208 / 77 |
| Dorchester County | 11,732 | 404 | 22.5% | 3,352 / 1,550 |
| Edgefield County | 1,293 | 160 | 22.2% | 393 / 143 |
| Fairfield County | 867 | 149 | 32.2% | 198 / 98 |
| Florence County | 5,253 | 276 | 31.2% | 1,482 / 604 |
| Georgetown County | 3,031 | 288 | 25.5% | 861 / 404 |
| Greenville County | 27,185 | 567 | 20.7% | 7,823 / 3,862 |
| Greenwood County | 2,565 | 218 | 24.7% | 747 / 326 |
| Hampton County | 665 | 109 | 51.8% | 126 / 67 |
| Horry County | 29,958 | 628 | 22.4% | 10,096 / 3,394 |
| Jasper County | 3,315 | 238 | 25.7% | 1,181 / 257 |
| Kershaw County | 3,664 | 244 | 24.4% | 1,007 / 508 |
| Lancaster County | 6,974 | 357 | 20.8% | 2,012 / 968 |
| Laurens County | 3,731 | 264 | 30.1% | 1,201 / 311 |
| Lee County | 449 | 94 | 46.2% | 95 / 33 |
| Lexington County | 16,956 | 420 | 20.6% | 5,017 / 2,313 |
| Marion County | 1,002 | 142 | 41.2% | 239 / 90 |
| Marlboro County | 574 | 103 | 39.7% | 139 / 52 |
| McCormick County | 453 | 118 | 25.8% | 131 / 51 |
| Newberry County | 1,400 | 186 | 28.4% | 332 / 205 |
| Oconee County | 3,774 | 330 | 22.6% | 1,133 / 551 |
| Orangeburg County | 3,857 | 255 | 46.9% | 820 / 293 |
| Pickens County | 5,707 | 362 | 22.4% | 1,680 / 772 |
| Richland County | 21,341 | 475 | 22.4% | 6,160 / 2,953 |
| Saluda County | 581 | 116 | 29.2% | 139 / 89 |
| Spartanburg County | 21,212 | 462 | 22.1% | 7,029 / 2,323 |
| Sumter County | 4,380 | 247 | 25.5% | 1,343 / 560 |
| Union County | 928 | 142 | 29.7% | 261 / 101 |
| Williamsburg County | 768 | 112 | 47.8% | 147 / 67 |
| York County | 16,907 | 459 | 19.5% | 4,663 / 2,699 |