South Carolina · HMDA 2025
Mortgage lenders in Lexington County, SC
420 lenders reported 16,956 home-loan applications in Lexington County in 2025. 8,579 closed as loans ($2.2B), 2,349 were denied — a 20.6% denial rate on decided applications, below the South Carolina rate of 23.4%. The three most active lenders handled 15% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,956
- Loans originated
- 8,579
- Purchase / refinance
- 5,017 / 2,313
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lexington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 954 | 5.6% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 800 | 4.7% | — |
| 3 | GUILD MORTGAGE COMPANY | 778 | 4.6% | — |
| 4 | Rocket Mortgage, LLC | 746 | 4.4% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 523 | 3.1% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 467 | 2.8% | — |
| 7 | NEWREZ LLC | 443 | 2.6% | — |
| 8 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 441 | 2.6% | 22.5% |
| 9 | Palmetto Citizens Federal Credit Union 80 out of 100, Strong | 439 | 2.6% | 25.7% |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 382 | 2.3% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 376 | 2.2% | 40.8% |
| 12 | 21st Mortgage Corporation | 364 | 2.1% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 364 | 2.1% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 336 | 2.0% | 14.1% |
| 15 | Mortgage Research Center, LLC | 335 | 2.0% | — |
| 16 | Ameris Bank 67 out of 100, Moderate | 303 | 1.8% | 10.5% |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 290 | 1.7% | 44.7% |
| 18 | First Heritage Mortgage, LLC | 280 | 1.7% | — |
| 19 | LENNAR MORTGAGE, LLC | 277 | 1.6% | — |
| 20 | S. C. STATE FEDERAL CREDIT UNION 91 out of 100, Very strong | 270 | 1.6% | 23.2% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 268 | 1.6% | 32.9% |
| 22 | RESOURCE FINANCIAL SERVICES, INC. | 231 | 1.4% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 212 | 1.3% | — |
| 24 | GUARANTEED RATE AFFINITY, LLC | 204 | 1.2% | — |
| 25 | GUARANTEED RATE, INC. | 203 | 1.2% | — |
| 26 | SAFE FEDERAL CREDIT UNION 73 out of 100, Strong | 201 | 1.2% | 21.3% |
| 27 | Broker Solutions, Inc. | 200 | 1.2% | — |
| 28 | ALLSOUTH FEDERAL CREDIT UNION 93 out of 100, Very strong | 189 | 1.1% | 32.2% |
| 29 | Loandepot.Com, LLC | 188 | 1.1% | — |
| 30 | PLANET HOME LENDING, LLC | 162 | 1.0% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 157 | 0.9% | — |
| 32 | FBC MORTGAGE, LLC | 155 | 0.9% | — |
| 33 | PHH Mortgage Corporation | 152 | 0.9% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 150 | 0.9% | — |
| 35 | LOWER, LLC | 146 | 0.9% | — |
| 36 | SouthState Bank, National Association 68 out of 100, Moderate | 146 | 0.9% | 23.3% |
| 37 | CMG MORTGAGE, INC. | 143 | 0.8% | — |
| 38 | First Community Bank 71 out of 100, Strong | 143 | 0.8% | 4.8% |
| 39 | AmeriSave Mortgage Corporation | 134 | 0.8% | — |
| 40 | NEW DAY FINANCIAL, LLC | 122 | 0.7% | — |
Top 40 of 420 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps
- Lancaster County 6,974 apps