South Carolina · HMDA 2025
Mortgage lenders in York County, SC
459 lenders reported 16,907 home-loan applications in York County in 2025. 8,940 closed as loans ($2.9B), 2,278 were denied — a 19.5% denial rate on decided applications, below the South Carolina rate of 23.4%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,907
- Loans originated
- 8,940
- Purchase / refinance
- 4,663 / 2,699
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in York County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 1,226 | 7.3% | — |
| 2 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 827 | 4.9% | 26.2% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 813 | 4.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 774 | 4.6% | — |
| 5 | MOVEMENT MORTGAGE, LLC | 530 | 3.1% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 497 | 2.9% | 14.1% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 460 | 2.7% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 446 | 2.6% | 44.7% |
| 9 | FREEDOM MORTGAGE CORPORATION | 388 | 2.3% | — |
| 10 | NEWREZ LLC | 380 | 2.2% | — |
| 11 | SouthState Bank, National Association 68 out of 100, Moderate | 309 | 1.8% | 23.3% |
| 12 | Truist Bank 63 out of 100, Moderate | 286 | 1.7% | 40.8% |
| 13 | Loandepot.Com, LLC | 275 | 1.6% | — |
| 14 | DHI MORTGAGE COMPANY, LTD. | 268 | 1.6% | — |
| 15 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 261 | 1.5% | 22.5% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 245 | 1.4% | 32.9% |
| 17 | Mortgage Research Center, LLC | 234 | 1.4% | — |
| 18 | SPRING EQ, LLC | 224 | 1.3% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 217 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 215 | 1.3% | — |
| 21 | First Federal Bank 50 out of 100, Below average | 206 | 1.2% | 13.5% |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 202 | 1.2% | — |
| 23 | LENNAR MORTGAGE, LLC | 180 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 170 | 1.0% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 162 | 1.0% | — |
| 26 | First National Bank of Pennsylvania 64 out of 100, Moderate | 156 | 0.9% | 26.6% |
| 27 | STATE EMPLOYEES' | 150 | 0.9% | — |
| 28 | American Security Mortgage Corp. | 148 | 0.9% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 143 | 0.8% | 22.2% |
| 30 | FIGURE LENDING LLC | 131 | 0.8% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 127 | 0.8% | — |
| 32 | AmeriSave Mortgage Corporation | 123 | 0.7% | — |
| 33 | MUTUAL OF OMAHA MORTGAGE, INC. | 122 | 0.7% | — |
| 34 | Truliant Federal Credit Union 67 out of 100, Moderate | 121 | 0.7% | 50.3% |
| 35 | GUILD MORTGAGE COMPANY | 115 | 0.7% | — |
| 36 | PHH Mortgage Corporation | 114 | 0.7% | — |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 111 | 0.7% | 33.8% |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 108 | 0.6% | — |
| 39 | GUARANTEED RATE, INC. | 105 | 0.6% | — |
| 40 | PLANET HOME LENDING, LLC | 99 | 0.6% | — |
Top 40 of 459 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps
- Lancaster County 6,974 apps