South Carolina · HMDA 2025
Mortgage lenders in Lancaster County, SC
357 lenders reported 6,974 home-loan applications in Lancaster County in 2025. 3,548 closed as loans ($1.2B), 983 were denied — a 20.8% denial rate on decided applications, below the South Carolina rate of 23.4%. The three most active lenders handled 16% of applications, led by FOUNDERS FEDERAL CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,974
- Loans originated
- 3,548
- Purchase / refinance
- 2,012 / 968
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lancaster County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 392 | 5.6% | 26.2% |
| 2 | Rocket Mortgage, LLC | 364 | 5.2% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 351 | 5.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 344 | 4.9% | — |
| 5 | MOVEMENT MORTGAGE, LLC | 307 | 4.4% | — |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 199 | 2.9% | 44.7% |
| 7 | Truist Bank 63 out of 100, Moderate | 169 | 2.4% | 40.8% |
| 8 | NEWREZ LLC | 163 | 2.3% | — |
| 9 | Taylor Morrison Home Funding, Inc. | 159 | 2.3% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 156 | 2.2% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 155 | 2.2% | 14.1% |
| 12 | NVR Mortgage Finance, Inc. | 145 | 2.1% | — |
| 13 | LENNAR MORTGAGE, LLC | 138 | 2.0% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 134 | 1.9% | — |
| 15 | GUARANTEED RATE, INC. | 112 | 1.6% | — |
| 16 | KBHS HOME LOANS, LLC | 112 | 1.6% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 108 | 1.5% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 106 | 1.5% | — |
| 19 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 104 | 1.5% | 22.5% |
| 20 | Fifth Third Bank, National Association 62 out of 100, Moderate | 95 | 1.4% | 34.0% |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 94 | 1.3% | 22.2% |
| 22 | PULTE MORTGAGE LLC | 90 | 1.3% | — |
| 23 | Mortgage Research Center, LLC | 82 | 1.2% | — |
| 24 | SPRING EQ, LLC | 82 | 1.2% | — |
| 25 | STATE EMPLOYEES' | 77 | 1.1% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 74 | 1.1% | 32.9% |
| 27 | 21st Mortgage Corporation | 65 | 0.9% | — |
| 28 | Loandepot.Com, LLC | 65 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 60 | 0.9% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 59 | 0.8% | — |
| 31 | TOLL BROTHERS MORTGAGE COMPANY | 55 | 0.8% | — |
| 32 | Broker Solutions, Inc. | 53 | 0.8% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 53 | 0.8% | — |
| 34 | Discover Bank | 51 | 0.7% | — |
| 35 | First Federal Bank 50 out of 100, Below average | 51 | 0.7% | 13.5% |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 50 | 0.7% | — |
| 37 | GUILD MORTGAGE COMPANY | 48 | 0.7% | — |
| 38 | Fairway Independent Mortgage Corporation | 47 | 0.7% | — |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 45 | 0.6% | 33.8% |
| 40 | American Security Mortgage Corp. | 44 | 0.6% | — |
Top 40 of 357 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps