Texas · HMDA 2025
Mortgage lenders in Austin County, TX
193 lenders reported 1,264 home-loan applications in Austin County in 2025. 545 closed as loans ($166.3M), 268 were denied — a 30.5% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 17% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,264
- Loans originated
- 545
- Purchase / refinance
- 358 / 134
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Austin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 93 | 7.4% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 59 | 4.7% | — |
| 3 | Rocket Mortgage, LLC | 58 | 4.6% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 57 | 4.5% | — |
| 5 | Citizens State Bank | 45 | 3.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 41 | 3.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 38 | 3.0% | — |
| 8 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 33 | 2.6% | — |
| 9 | STONE MEADOW LENDING, LLC | 31 | 2.5% | — |
| 10 | DHI MORTGAGE COMPANY, LTD. | 29 | 2.3% | — |
| 11 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 28 | 2.2% | 2.2% |
| 12 | NEWREZ LLC | 26 | 2.1% | — |
| 13 | Austin County State Bank | 25 | 2.0% | — |
| 14 | CMG MORTGAGE, INC. | 24 | 1.9% | — |
| 15 | TAMMAC HOLDINGS CORPORATION | 24 | 1.9% | — |
| 16 | MOVEMENT MORTGAGE, LLC | 22 | 1.7% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 22 | 1.7% | — |
| 18 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 22 | 1.7% | 74.7% |
| 19 | Loandepot.Com, LLC | 21 | 1.7% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 21 | 1.7% | — |
| 21 | BRAZOS VALLEY SCHOOLS | 19 | 1.5% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 18 | 1.4% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.3% | — |
| 24 | KIND LENDING, LLC | 16 | 1.3% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 1.2% | — |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 15 | 1.2% | 33.8% |
| 27 | The First National Bank of Bellville | 14 | 1.1% | — |
| 28 | COUNTRYPLACE MORTGAGE, LTD. | 13 | 1.0% | — |
| 29 | FirstBank 59 out of 100, Moderate | 13 | 1.0% | 42.8% |
| 30 | SPRING EQ, LLC | 11 | 0.9% | — |
| 31 | Fairway Independent Mortgage Corporation | 10 | 0.8% | — |
| 32 | Mortgage Research Center, LLC | 10 | 0.8% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.8% | 44.7% |
| 34 | Farm Credit Mid-America | 10 | 0.8% | — |
| 35 | Cadence Bank | 10 | 0.8% | — |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.7% | 14.1% |
| 37 | Broker Solutions, Inc. | 9 | 0.7% | — |
| 38 | Frost Bank 66 out of 100, Moderate | 9 | 0.7% | 43.5% |
| 39 | Truist Bank 63 out of 100, Moderate | 7 | 0.6% | 40.8% |
| 40 | Synergy One Lending, Inc. | 7 | 0.6% | — |
Top 40 of 193 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps