Texas · HMDA 2025
Mortgage lenders in Baylor County, TX
48 lenders reported 79 home-loan applications in Baylor County in 2025. 32 closed as loans ($5.4M), 8 were denied — a 19.0% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 18% of applications, led by PLANET HOME LENDING, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 79
- Loans originated
- 32
- Purchase / refinance
- 20 / 12
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Baylor County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PLANET HOME LENDING, LLC | 5 | 6.3% | — |
| 2 | FLAT BRANCH MORTGAGE, INC. | 5 | 6.3% | — |
| 3 | 21st Mortgage Corporation | 4 | 5.1% | — |
| 4 | Rocket Mortgage, LLC | 4 | 5.1% | — |
| 5 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 3.8% | 10.0% |
| 6 | Herring Bank 66 out of 100, Moderate | 3 | 3.8% | 3.0% |
| 7 | TEXOMA COMMUNITY CREDIT UNION 63 out of 100, Moderate | 3 | 3.8% | 0.0% |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 2.5% | — |
| 9 | Broker Solutions, Inc. | 2 | 2.5% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 2 | 2.5% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 2.5% | — |
| 12 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 2.5% | — |
| 13 | First United Bank and Trust Company 50 out of 100, Below average | 2 | 2.5% | 8.1% |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 2 | 2.5% | — |
| 15 | First Option Mortgage, LLC | 2 | 2.5% | — |
| 16 | InterBank 62 out of 100, Moderate | 2 | 2.5% | 11.3% |
| 17 | ROYAL UNITED MORTGAGE LLC | 2 | 2.5% | — |
| 18 | PHH Mortgage Corporation | 2 | 2.5% | — |
| 19 | NEWREZ LLC | 1 | 1.3% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.3% | 14.1% |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 1.3% | 32.5% |
| 22 | Fairway Independent Mortgage Corporation | 1 | 1.3% | — |
| 23 | Loandepot.Com, LLC | 1 | 1.3% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.3% | — |
| 25 | NBKC BANK | 1 | 1.3% | — |
| 26 | Empeople Credit Union 58 out of 100, Moderate | 1 | 1.3% | 25.7% |
| 27 | Paramount Residential Mortgage Group, Inc. | 1 | 1.3% | — |
| 28 | NETWORK FUNDING, L.P. | 1 | 1.3% | — |
| 29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 1.3% | — |
| 30 | The Jacksboro National Bank | 1 | 1.3% | — |
| 31 | TruHome Solutions, LLC | 1 | 1.3% | — |
| 32 | First United Bank 77 out of 100, Strong | 1 | 1.3% | 1.9% |
| 33 | West Texas National Bank 60 out of 100, Moderate | 1 | 1.3% | 20.5% |
| 34 | Prosperity Bank 71 out of 100, Strong | 1 | 1.3% | 31.5% |
| 35 | EUSTIS MORTGAGE CORPORATION | 1 | 1.3% | — |
| 36 | Extraco Banks, National Association 70 out of 100, Strong | 1 | 1.3% | 13.0% |
| 37 | K&G CAPITAL MORTGAGE LLC | 1 | 1.3% | — |
| 38 | T2 FINANCIAL LLC | 1 | 1.3% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 1 | 1.3% | — |
| 40 | FREEDOM MORTGAGE CORPORATION | 1 | 1.3% | — |
Top 40 of 48 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps