Texas · HMDA 2025
Mortgage lenders in Bosque County, TX
144 lenders reported 634 home-loan applications in Bosque County in 2025. 300 closed as loans ($68.5M), 109 were denied — a 25.0% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 17% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 634
- Loans originated
- 300
- Purchase / refinance
- 172 / 94
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bosque County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 38 | 6.0% | — |
| 2 | Rocket Mortgage, LLC | 38 | 6.0% | — |
| 3 | First National Bank of Bosque County | 32 | 5.0% | — |
| 4 | First Security State Bank | 32 | 5.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 4.3% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 20 | 3.2% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 16 | 2.5% | — |
| 8 | Mortgage Research Center, LLC | 16 | 2.5% | — |
| 9 | NEWREZ LLC | 14 | 2.2% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 14 | 2.2% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.9% | — |
| 12 | LAKEVIEW LOAN SERVICING, LLC | 12 | 1.9% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.7% | 32.9% |
| 14 | Fairway Independent Mortgage Corporation | 9 | 1.4% | — |
| 15 | GUILD MORTGAGE COMPANY | 9 | 1.4% | — |
| 16 | American Bank, National Association 77 out of 100, Strong | 9 | 1.4% | 2.9% |
| 17 | SWBC MORTGAGE CORPORATION | 9 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 9 | 1.4% | — |
| 19 | MOVEMENT MORTGAGE, LLC | 8 | 1.3% | — |
| 20 | First United Bank and Trust Company 50 out of 100, Below average | 8 | 1.3% | 8.1% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.1% | 14.1% |
| 22 | GUARANTEED RATE, INC. | 7 | 1.1% | — |
| 23 | Susser Bank 65 out of 100, Moderate | 7 | 1.1% | 4.8% |
| 24 | CALCON MUTUAL MORTGAGE LLC | 7 | 1.1% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.9% | 44.7% |
| 26 | THE LOAN STORE, INC. | 6 | 0.9% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 6 | 0.9% | — |
| 28 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.9% | 74.7% |
| 29 | Broker Solutions, Inc. | 5 | 0.8% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.8% | — |
| 31 | Sunflower Bank, National Association 51 out of 100, Below average | 5 | 0.8% | 5.8% |
| 32 | SFMC, LP | 5 | 0.8% | — |
| 33 | PLANET HOME LENDING, LLC | 5 | 0.8% | — |
| 34 | Grandview Bank | 5 | 0.8% | — |
| 35 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 5 | 0.8% | 14.3% |
| 36 | FirstBank 59 out of 100, Moderate | 5 | 0.8% | 42.8% |
| 37 | EVERETT FINANCIAL, INC. | 5 | 0.8% | — |
| 38 | First Financial Bank 76 out of 100, Strong | 5 | 0.8% | 12.6% |
| 39 | Loandepot.Com, LLC | 4 | 0.6% | — |
| 40 | AmeriSave Mortgage Corporation | 4 | 0.6% | — |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps