Texas · HMDA 2025
Mortgage lenders in Cherokee County, TX
189 lenders reported 1,821 home-loan applications in Cherokee County in 2025. 744 closed as loans ($178.2M), 466 were denied — a 35.5% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,821
- Loans originated
- 744
- Purchase / refinance
- 471 / 196
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cherokee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 281 | 15.4% | — |
| 2 | Austin Bank, Texas National Association 88 out of 100, Very strong | 153 | 8.4% | 19.4% |
| 3 | Rocket Mortgage, LLC | 97 | 5.3% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 93 | 5.1% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 78 | 4.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 66 | 3.6% | — |
| 7 | CMG MORTGAGE, INC. | 51 | 2.8% | — |
| 8 | ALTRA Federal Credit Union 78 out of 100, Strong | 49 | 2.7% | 9.3% |
| 9 | NEWREZ LLC | 37 | 2.0% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 33 | 1.8% | — |
| 11 | Texas National Bank of Jacksonville | 33 | 1.8% | — |
| 12 | Mortgage Research Center, LLC | 32 | 1.8% | — |
| 13 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 28 | 1.5% | 74.7% |
| 14 | Prosperity Bank 71 out of 100, Strong | 26 | 1.4% | 31.5% |
| 15 | LAKEVIEW LOAN SERVICING, LLC | 23 | 1.3% | — |
| 16 | Kiavi Funding, Inc. | 19 | 1.0% | — |
| 17 | Southside Bank 75 out of 100, Strong | 19 | 1.0% | 42.2% |
| 18 | TAMMAC HOLDINGS CORPORATION | 19 | 1.0% | — |
| 19 | FirstBank 59 out of 100, Moderate | 19 | 1.0% | 42.8% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 0.9% | — |
| 21 | SOUTHWEST STAGE FUNDING, LLC | 17 | 0.9% | — |
| 22 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 17 | 0.9% | — |
| 23 | Broker Solutions, Inc. | 16 | 0.9% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 0.8% | 14.1% |
| 25 | AmeriSave Mortgage Corporation | 15 | 0.8% | — |
| 26 | PLANET HOME LENDING, LLC | 15 | 0.8% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 15 | 0.8% | — |
| 28 | GUARANTEED RATE, INC. | 14 | 0.8% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 0.7% | 32.9% |
| 30 | Loandepot.Com, LLC | 13 | 0.7% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 0.7% | 39.5% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 0.7% | — |
| 33 | GUILD MORTGAGE COMPANY | 12 | 0.7% | — |
| 34 | Farm Credit Mid-America | 12 | 0.7% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 11 | 0.6% | — |
| 36 | Greenbox Loans, Inc. | 11 | 0.6% | — |
| 37 | COUNTRYPLACE MORTGAGE, LTD. | 10 | 0.5% | — |
| 38 | NATIONSTAR MORTGAGE LLC | 10 | 0.5% | — |
| 39 | Cadence Bank | 10 | 0.5% | — |
| 40 | Regions Bank 64 out of 100, Moderate | 9 | 0.5% | 43.1% |
Top 40 of 189 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps