Texas · HMDA 2025
Mortgage lenders in Concho County, TX
33 lenders reported 50 home-loan applications in Concho County in 2025. 22 closed as loans ($4.8M), 20 were denied — a 47.6% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 50
- Loans originated
- 22
- Purchase / refinance
- 10 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Concho County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 4 | 8.0% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 8.0% | — |
| 3 | Rocket Mortgage, LLC | 3 | 6.0% | — |
| 4 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 4.0% | 22.2% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 2 | 4.0% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 2 | 4.0% | — |
| 7 | CONCHO EDUCATORS Federal Credit Union 72 out of 100, Strong | 2 | 4.0% | 0.0% |
| 8 | Farm Credit Mid-America | 2 | 4.0% | — |
| 9 | CHURCHILL MORTGAGE CORPORATION | 2 | 4.0% | — |
| 10 | ROYAL UNITED MORTGAGE LLC | 2 | 4.0% | — |
| 11 | MORTGAGE FINANCIAL SERVICES, LLC | 2 | 4.0% | — |
| 12 | First Financial Bank 76 out of 100, Strong | 2 | 4.0% | 12.6% |
| 13 | NEWREZ LLC | 1 | 2.0% | — |
| 14 | Loandepot.Com, LLC | 1 | 2.0% | — |
| 15 | AmeriSave Mortgage Corporation | 1 | 2.0% | — |
| 16 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 2.0% | 33.8% |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 1 | 2.0% | 44.7% |
| 18 | Filo Mortgage, L.L.C. | 1 | 2.0% | — |
| 19 | ROUNDPOINT MORTGAGE SERVICING LLC | 1 | 2.0% | — |
| 20 | PLANET HOME LENDING, LLC | 1 | 2.0% | — |
| 21 | 1ST COMMUNITY FEDERAL CREDIT UNION 58 out of 100, Moderate | 1 | 2.0% | 34.2% |
| 22 | T2 FINANCIAL LLC | 1 | 2.0% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 1 | 2.0% | — |
| 24 | TEXAS TRUST | 1 | 2.0% | — |
| 25 | TIB National Association 76 out of 100, Strong | 1 | 2.0% | 29.5% |
| 26 | MORTGAGE MANAGEMENT CONSULTANTS, INC. | 1 | 2.0% | — |
| 27 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 1 | 2.0% | 74.7% |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 2.0% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 2.0% | — |
| 30 | PIKE CREEK MORTGAGE SERVICES, INC. | 1 | 2.0% | — |
| 31 | EVERETT FINANCIAL, INC. | 1 | 2.0% | — |
| 32 | Coleman County State Bank 78 out of 100, Strong | 1 | 2.0% | 2.5% |
| 33 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 1 | 2.0% | 30.7% |
Top 33 of 33 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps